Indo Credit Capital (BOM:526887) ROCE %: 3.42% (As of Mar. 2026)


BOM:526887 Indo Credit Capital Ltd BOM:526887
48 GF Score
Price ₹8.55
GF Value ₹3.71
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Indo Credit Capital ROCE %?

Indo Credit Capital BOM:526887 48 ROCE % is 3.42% as of Mar. 2026. GuruFocus rates BOM:526887 with a GF Score™ of 48/100 and a GF Value™ of ₹3.71 (Significantly Overvalued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Indo Credit Capital's annualized ROCE % for the quarter that ended in Mar. 2026 was 3.42%.

Indo Credit Capital  (BOM:526887) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Indo Credit Capital ROCE % Related Terms

Indo Credit Capital ROCE % Historical Data

* Premium members only.

The historical data trend for Indo Credit Capital's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indo Credit Capital ROCE % Chart

Indo Credit Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.50 -2.16 -0.55 -0.51 -0.90

Indo Credit Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.65 -3.30 1.39 0.88 3.42
BOM:526887
48GF Score
Indo Credit Capital Ltd BOM:526887
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indo Credit Capital ROCE % Calculation

Indo Credit Capital's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=-0.897/( ( (98.216 - 0.049) + (100.629 - 0.029) )/ 2 )
=-0.897/( (98.167+100.6)/ 2 )
=-0.897/99.3835
=-0.90 %

Indo Credit Capital's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=3.44/( ( (0 - 0) + (100.629 - 0.029) )/ 1 )
=3.44/( ( 0 + 100.6 )/ 1 )
=3.44/100.6
=3.42 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 3.42% mean?
Indo Credit Capital (BOM:526887) has a ROCE % of 3.42% as of Mar. 2026.
Is Indo Credit Capital's ROCE % too high?
Indo Credit Capital's current ROCE % is 3.42%. The Credit Services industry median ROCE % is 3.46. Indo Credit Capital's value of 3.42% is 1.2% below this industry median. Overall, Indo Credit Capital has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indo Credit Capital's ROCE % compare to V and MA?
Indo Credit Capital's ROCE % of 3.42% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Indo Credit Capital's value of 3.42% is 1.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indo Credit Capital's current ROCE % of 3.42% is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo Credit Capital's current ROCE % is 3.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Indo Credit Capital (BOM:526887) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹3.71, compared to a current price of ₹8.55 — trading 130.5% above its estimated fair value. The current ROCE % is 3.42% and 1.2% below the Credit Services industry median of 3.46. Indo Credit Capital's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Indo Credit Capital (BOM:526887), the current ROCE % is 3.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indo Credit Capital (BOM:526887) Overvalued in 2026?

Based on GuruFocus' analysis, Indo Credit Capital stock appears to be overvalued. The current stock price of ₹8.55 is trading 130.5% above its estimated GF Value™ of ₹3.71. GuruFocus considers Indo Credit Capital to be Significantly Overvalued.

Key valuation signals for BOM:526887:

  • ROCE %: 3.42%
  • GF Value™: ₹3.71 vs. price of ₹8.55 (130.5% above fair value)
  • GF Score™: 48/100 with 2 warning signs
  • Industry Position: 1.2% below the Credit Services median

No single metric tells the full story. See the BOM:526887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indo Credit Capital Business Description

Address Ashram Road, 304, Kaling, Near Mount Carmel School, Behind Bata Show Room, Ahmedabad, GJ, IND, 380 009
Indo Credit Capital Ltd is an India-based non-banking financial company engaged in the business of finance and investments. It also assists in financing a variety of lease operations, hire purchase, and investment companies, as well as deals in shares, securities, bonds, and debentures. Geographically, it operates in India.
48GF Score

Get the complete analysis for BOM:526887

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.55
Price
₹3.71
GF Value