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The historical rank and industry rank for SRG Housing Finance's Days Payable or its related term are showing as below:
BOM:534680'
s Days Payable Range Over the Past 10 Years
Min: 3.8 Med: 6.39 Max: 36.65
Current: 3.8
During the past 13 years, SRG Housing Finance's highest Days Payable was 36.65. The lowest was 3.80. And the median was 6.39.
BOM:534680's Days Payable is ranked worse than 87.5% of 32
companies
in the Banks industry
Industry Median: 32.045
vs BOM:534680: 3.80
SRG Housing Finance's Days Payable
declined
from Mar. 2025 (6.69) to Mar. 2026 (3.18).
It may suggest that SRG Housing Financeaccelerated paying its suppliers.
SRG Housing Finance Days Payable Related Terms
SRG Housing Finance Days Payable Historical Data
* Premium members only.
The historical data trend for SRG Housing Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:534680 vs RKT, FNMA, PFSI: Days Payable Comparison
For the Mortgage Finance subindustry, SRG Housing Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SRG Housing Finance Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, SRG Housing Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where SRG Housing Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
SRG Housing Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRG Housing Finance (BOM:534680) has a Days Payable of 3.18 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SRG Housing Finance and its competitors. This is 50% below median its historical median of 6.39. Over the past decade, SRG Housing Finance's Days Payable has ranged from 3.80 to 36.65. According to the industry distribution chart, SRG Housing Finance ranks #28 out of 32 companies in the Banks industry, placing it in the top 87.5%.
Is SRG Housing Finance's Days Payable too high?
SRG Housing Finance's current Days Payable of 3.18 is 50% below median its 10-year median of 6.39. Over the past 10 years, this metric has ranged from a low of 3.80 to a high of 36.65. The Banks industry median Days Payable is 32.05. SRG Housing Finance's value of 3.18 is 90.1% below this industry median. Based on the distribution chart, SRG Housing Finance ranks #28 out of 32 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SRG Housing Finance has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SRG Housing Finance's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, SRG Housing Finance ranks #28 out of 32 companies for Days Payable. This places SRG Housing Finance in the lower half of its industry. The industry median Days Payable is 32.05. SRG Housing Finance's value of 3.18 is 90.1% below this benchmark. Historically, SRG Housing Finance's own Days Payable has ranged from 3.80 to 36.65 over the past decade. While the company's 10-year median is 6.39 vs. the industry median of 32.05, SRG Housing Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.05, based on 32 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SRG Housing Finance's current Days Payable of 3.18 is 90.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SRG Housing Finance and its competitors. For the Banks industry, the median Days Payable is 32.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SRG Housing Finance's current Days Payable is 3.18, which is 50% below median its own 10-year median of 6.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Housing Finance (BOM:534680) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.35, compared to a current price of ₹296.75 — trading 32.3% below its estimated fair value. The current Days Payable is 3.18, which is 50% below median its 10-year median of 6.39 and 90.1% below the Banks industry median of 32.05. SRG Housing Finance's overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SRG Housing Finance (BOM:534680), the current Days Payable is 3.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SRG Housing Finance (BOM:534680) Overvalued in 2026?
Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued.
The current stock price of ₹296.75 is trading 32.3% below its estimated GF Value™ of ₹438.35.
GuruFocus considers SRG Housing Finance to be Possible Value Trap.
Key valuation signals for BOM:534680:
Days Payable: 3.18 (50% below median its 10-year median of 6.39)
GF Value™: ₹438.35 vs. price of ₹296.75 (32.3% below fair value)
Industry Position: 90.1% below the Banks median (#28 of 32)
No single metric tells the full story. See the BOM:534680 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
76GF Score
Get the complete analysis for BOM:534680
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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