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SRG Housing FinanceBOM:534680 -5.19%76 Quick Ratio is 204.38 as of Mar. 2026, which is 18148% above its 10-year median of 1.12. GuruFocus rates BOM:534680 with a GF Score™ of 76/100 and a GF Value™ of ₹438.35 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 46 Banks companies, SRG Housing Finance ranks better than 84.78% on this metric.
SRG Housing Finance has a quick ratio of 204.38. It generally indicates good short-term financial strength.
The historical rank and industry rank for SRG Housing Finance's Quick Ratio or its related term are showing as below:
BOM:534680'
s Quick Ratio Range Over the Past 10 Years
Min: 0.8 Med: 1.12 Max: 204.38
Current: 204.38
During the past 13 years, SRG Housing Finance's highest Quick Ratio was 204.38. The lowest was 0.80. And the median was 1.12.
BOM:534680's Quick Ratio is ranked better than 84.78% of 46
companies
in the Banks industry
Industry Median: 1.685
vs BOM:534680: 204.38
SRG Housing Finance (BOM:534680) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
SRG Housing Finance Quick Ratio Related Terms
SRG Housing Finance Quick Ratio Historical Data
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The historical data trend for SRG Housing Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:534680 vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, SRG Housing Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SRG Housing Finance Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SRG Housing Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where SRG Housing Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
SRG Housing Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRG Housing Finance (BOM:534680) has a Quick Ratio of 204.38 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SRG Housing Finance and its competitors. This is 18148% above median its historical median of 1.12. Over the past decade, SRG Housing Finance's Quick Ratio has ranged from 0.80 to 204.38. According to the industry distribution chart, SRG Housing Finance ranks #7 out of 46 companies in the Banks industry, placing it in the top 15.2%.
Is SRG Housing Finance's Quick Ratio too high?
SRG Housing Finance's current Quick Ratio of 204.38 is 18148% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 204.38. The Banks industry median Quick Ratio is 1.69. SRG Housing Finance's value of 204.38 is 12029.4% above this industry median. Based on the distribution chart, SRG Housing Finance ranks #7 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SRG Housing Finance has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SRG Housing Finance's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, SRG Housing Finance ranks #7 out of 46 companies for Quick Ratio. This places SRG Housing Finance in the top 15% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.69. SRG Housing Finance's value of 204.38 is 12029.4% above this benchmark. Historically, SRG Housing Finance's own Quick Ratio has ranged from 0.80 to 204.38 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.69, SRG Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 1.69, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SRG Housing Finance's current Quick Ratio of 204.38 is 12029.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SRG Housing Finance and its competitors. For the Banks industry, the median Quick Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SRG Housing Finance's current Quick Ratio is 204.38, which is 18148% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Housing Finance (BOM:534680) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.35, compared to a current price of ₹296.75 — trading 32.3% below its estimated fair value. The current Quick Ratio is 204.38, which is 18148% above median its 10-year median of 1.12 and 12029.4% above the Banks industry median of 1.69. SRG Housing Finance's overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For SRG Housing Finance (BOM:534680), the current Quick Ratio is 204.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SRG Housing Finance (BOM:534680) Overvalued in 2026?
Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued.
The current stock price of ₹296.75 is trading 32.3% below its estimated GF Value™ of ₹438.35.
GuruFocus considers SRG Housing Finance to be Possible Value Trap.
Key valuation signals for BOM:534680:
Quick Ratio: 204.38 (18148% above median its 10-year median of 1.12)
GF Value™: ₹438.35 vs. price of ₹296.75 (32.3% below fair value)
Industry Position: 12029.4% above the Banks median (#7 of 46)
No single metric tells the full story. See the BOM:534680 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
76GF Score
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