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SRG Housing FinanceBOM:534680 -5.19%76 PEG Ratio is 1.59 as of Jul. 30, 2026, which is 145% above its 10-year median of 0.65. GuruFocus rates BOM:534680 with a GF Score™ of 76/100 and a GF Value™ of ₹438.35 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 1,232 Banks companies, SRG Housing Finance ranks worse than 50.81% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for SRG Housing Finance's PEG Ratio or its related term are showing as below:
BOM:534680'
s PEG Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.65 Max: 4.19
Current: 1.58
During the past 13 years, SRG Housing Finance's highest PEG Ratio was 4.19. The lowest was 0.06. And the median was 0.65.
BOM:534680's PEG Ratio is ranked worse than 50.81% of 1232
companies
in the Banks industry
Industry Median: 1.56
vs BOM:534680: 1.58
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
SRG Housing Finance (BOM:534680) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
SRG Housing Finance PEG Ratio Related Terms
SRG Housing Finance PEG Ratio Historical Data
* Premium members only.
The historical data trend for SRG Housing Finance's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:534680 vs RKT, FNMA, PFSI: PEG Ratio Comparison
For the Mortgage Finance subindustry, SRG Housing Finance's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SRG Housing Finance PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SRG Housing Finance's PEG Ratio distribution charts can be found below:
* The bar in red indicates where SRG Housing Finance's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
SRG Housing Finance (BOM:534680) has a PEG Ratio of 1.59 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SRG Housing Finance and its competitors. This is 145% above median its historical median of 0.65. Over the past decade, SRG Housing Finance's PEG Ratio has ranged from 0.06 to 4.19. According to the industry distribution chart, SRG Housing Finance ranks #626 out of 1232 companies in the Banks industry, placing it in the top 50.8%.
Is SRG Housing Finance's PEG Ratio too high?
SRG Housing Finance's current PEG Ratio of 1.59 is 145% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 4.19. The Banks industry median PEG Ratio is 1.56. SRG Housing Finance's value of 1.59 is 1.9% above this industry median. Based on the distribution chart, SRG Housing Finance ranks #626 out of 1232 companies in the Banks industry, which is below the industry midpoint. Overall, SRG Housing Finance has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SRG Housing Finance's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, SRG Housing Finance ranks #626 out of 1232 companies for PEG Ratio. This places SRG Housing Finance in the lower half of its industry. The industry median PEG Ratio is 1.56. SRG Housing Finance's value of 1.59 is 1.9% above this benchmark. Historically, SRG Housing Finance's own PEG Ratio has ranged from 0.06 to 4.19 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.56, SRG Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SRG Housing Finance's current PEG Ratio of 1.59 is 1.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SRG Housing Finance and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SRG Housing Finance's current PEG Ratio is 1.59, which is 145% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Housing Finance (BOM:534680) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.35, compared to a current price of ₹296.75 — trading 32.3% below its estimated fair value. The current PEG Ratio is 1.59, which is 145% above median its 10-year median of 0.65 and 1.9% above the Banks industry median of 1.56. SRG Housing Finance's overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For SRG Housing Finance (BOM:534680), the current PEG Ratio is 1.59 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SRG Housing Finance (BOM:534680) Overvalued in 2026?
Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued.
The current stock price of ₹296.75 is trading 32.3% below its estimated GF Value™ of ₹438.35.
GuruFocus considers SRG Housing Finance to be Possible Value Trap.
Key valuation signals for BOM:534680:
PEG Ratio: 1.59 (145% above median its 10-year median of 0.65)
GF Value™: ₹438.35 vs. price of ₹296.75 (32.3% below fair value)
Industry Position: 1.9% above the Banks median (#626 of 1232)
No single metric tells the full story. See the BOM:534680 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
76GF Score
Get the complete analysis for BOM:534680
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