SRG Housing Finance (BOM:534680) Enterprise Value: ₹13,048 Mil (As of Jul. 30, 2026) ***

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:534680 SRG Housing Finance Ltd BOM:534680
76 GF Score
Price ₹296.75
GF Value ₹438.35
Valuation Possible Value Trap
! 10 Warning Signs
View Full Analysis

What is SRG Housing Finance Enterprise Value?

SRG Housing Finance BOM:534680 -5.19% 76 Enterprise Value is ₹13,048 Mil as of Jul. 30, 2026. GuruFocus rates BOM:534680 with a GF Score™ of 76/100 and a GF Value™ of ₹438.35 (Possible Value Trap). The stock has 10 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, SRG Housing Finance's Enterprise Value is ₹13,048 Mil. SRG Housing Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹402 Mil. Therefore, SRG Housing Finance's EV-to-EBIT ratio for today is 32.45.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, SRG Housing Finance's Enterprise Value is ₹13,048 Mil. SRG Housing Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹461 Mil. Therefore, SRG Housing Finance's EV-to-EBITDA ratio for today is 28.30.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, SRG Housing Finance's Enterprise Value is ₹13,048 Mil. SRG Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1,862 Mil. Therefore, SRG Housing Finance's EV-to-Revenue ratio for today is 7.01.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, SRG Housing Finance's Enterprise Value is ₹13,048 Mil. SRG Housing Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, SRG Housing Finance's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, SRG Housing Finance's Enterprise Value is ₹13,048 Mil. SRG Housing Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, SRG Housing Finance's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


SRG Housing Finance  (BOM:534680) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

SRG Housing Finance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=13048.310/402.046
=32.45

SRG Housing Finance's current Enterprise Value is ₹13,048 Mil.
SRG Housing Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹402 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

SRG Housing Finance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=13048.310/461.099
=28.30

SRG Housing Finance's current Enterprise Value is ₹13,048 Mil.
SRG Housing Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹461 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

SRG Housing Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=13048.310/1862.047
=7.01

SRG Housing Finance's current Enterprise Value is ₹13,048 Mil.
SRG Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,862 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

SRG Housing Finance's EV-to-OCF for today is:


SRG Housing Finance's current Enterprise Value is ₹13,048 Mil.
SRG Housing Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

SRG Housing Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=13048.310/0
=

SRG Housing Finance's current Enterprise Value is ₹13,048 Mil.
SRG Housing Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SRG Housing Finance Enterprise Value Related Terms


SRG Housing Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for SRG Housing Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRG Housing Finance Enterprise Value Chart

SRG Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,239.59 5,348.87 8,403.02 10,119.37 11,999.33

SRG Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,119.37 4,855.31 11,109.22 4,648.07 11,999.33

BOM:534680 vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, SRG Housing Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRG Housing Finance Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, SRG Housing Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where SRG Housing Finance's Enterprise Value falls into.


BOM:534680
76GF Score
SRG Housing Finance Ltd BOM:534680
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SRG Housing Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

SRG Housing Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

SRG Housing Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹13,048 Mil mean?
SRG Housing Finance (BOM:534680) has a Enterprise Value of ₹13,048 Mil as of Jul. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SRG Housing Finance and its competitors.
Is SRG Housing Finance's Enterprise Value too high?
SRG Housing Finance's current Enterprise Value is ₹13,048 Mil. Overall, SRG Housing Finance has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SRG Housing Finance's Enterprise Value compare to RKT and FNMA?
SRG Housing Finance's Enterprise Value of ₹13,048 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SRG Housing Finance and its competitors. SRG Housing Finance's current Enterprise Value is ₹13,048 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Housing Finance (BOM:534680) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.35, compared to a current price of ₹296.75 — trading 32.3% below its estimated fair value. The current Enterprise Value is ₹13,048 Mil. SRG Housing Finance's overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For SRG Housing Finance (BOM:534680), the current Enterprise Value is ₹13,048 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRG Housing Finance (BOM:534680) Overvalued in 2026?

Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued. The current stock price of ₹296.75 is trading 32.3% below its estimated GF Value™ of ₹438.35. GuruFocus considers SRG Housing Finance to be Possible Value Trap.

Key valuation signals for BOM:534680:

  • Enterprise Value: ₹13,048 Mil
  • GF Value™: ₹438.35 vs. price of ₹296.75 (32.3% below fair value)
  • GF Score™: 76/100 with 10 warning signs

No single metric tells the full story. See the BOM:534680 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRG Housing Finance Business Description

Other Exchanges SRGHFL:India
Address No. 12, SRG House, Opposite Paras Health Hospital, Shobhagpura, Udaipur, RJ, IND, 313001
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
76GF Score

Get the complete analysis for BOM:534680

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹296.75
Price
₹438.35
GF Value