GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SRG Housing Finance Ltd (BOM:534680) » Definitions » E10

SRG Housing Finance (BOM:534680) E10 : ₹13.03 (As of Dec. 2024)


View and export this data going back to 2012. Start your Free Trial

What is SRG Housing Finance E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SRG Housing Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹4.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹13.03 for the trailing ten years ended in Dec. 2024.

During the past 12 months, SRG Housing Finance's average E10 Growth Rate was 17.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-02), SRG Housing Finance's current stock price is ₹290.25. SRG Housing Finance's E10 for the quarter that ended in Dec. 2024 was ₹13.03. SRG Housing Finance's Shiller PE Ratio of today is 22.28.

During the past 13 years, the highest Shiller PE Ratio of SRG Housing Finance was 32.86. The lowest was 14.54. And the median was 24.14.


SRG Housing Finance E10 Historical Data

The historical data trend for SRG Housing Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SRG Housing Finance E10 Chart

SRG Housing Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 10.09 11.41

SRG Housing Finance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.05 11.41 12.01 12.58 13.03

Competitive Comparison of SRG Housing Finance's E10

For the Mortgage Finance subindustry, SRG Housing Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRG Housing Finance's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SRG Housing Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SRG Housing Finance's Shiller PE Ratio falls into.



SRG Housing Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SRG Housing Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=4.16/159.2043*159.2043
=4.160

Current CPI (Dec. 2024) = 159.2043.

SRG Housing Finance Quarterly Data

per share eps CPI Adj_EPS
201503 0.270 97.163 0.442
201506 0.410 99.841 0.654
201509 0.360 101.753 0.563
201512 0.330 102.901 0.511
201603 0.520 102.518 0.808
201606 0.590 105.961 0.886
201609 0.610 105.961 0.917
201612 0.430 105.196 0.651
201703 0.750 105.196 1.135
201706 1.190 107.109 1.769
201709 1.460 109.021 2.132
201712 1.770 109.404 2.576
201803 2.800 109.786 4.060
201806 2.550 111.317 3.647
201809 3.310 115.142 4.577
201812 3.810 115.142 5.268
201903 1.590 118.202 2.142
201906 3.200 120.880 4.215
201909 4.730 123.175 6.114
201912 3.940 126.235 4.969
202003 1.950 124.705 2.489
202006 2.720 127.000 3.410
202009 4.600 130.118 5.628
202012 4.380 130.889 5.328
202103 2.790 131.771 3.371
202106 3.140 134.084 3.728
202109 4.390 135.847 5.145
202112 3.670 138.161 4.229
202203 4.430 138.822 5.080
202206 3.780 142.347 4.228
202209 3.370 144.661 3.709
202212 2.740 145.763 2.993
202303 3.090 146.865 3.350
202306 3.250 150.280 3.443
202309 3.900 151.492 4.099
202312 3.940 152.924 4.102
202403 4.510 153.035 4.692
202406 4.340 155.789 4.435
202409 4.620 157.882 4.659
202412 4.160 159.204 4.160

Add all the adjusted EPS together and divide 10 will get our e10.


SRG Housing Finance  (BOM:534680) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SRG Housing Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=290.25/13.03
=22.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of SRG Housing Finance was 32.86. The lowest was 14.54. And the median was 24.14.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SRG Housing Finance E10 Related Terms

Thank you for viewing the detailed overview of SRG Housing Finance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


SRG Housing Finance Business Description

Traded in Other Exchanges
Address
No. 12, Opposite Paras JK Hospital, Shobhagpura, Udaipur, RJ, IND, 313001
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder/project loans. Geographically, it operates within the regions of India.

SRG Housing Finance Headlines

No Headlines