SRG Housing Finance (BOM:534680) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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BOM:534680 SRG Housing Finance Ltd BOM:534680
68 GF Score
Price ₹123.75
GF Value ₹438.46
Valuation Possible Value Trap
! 7 Warning Signs
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What is SRG Housing Finance Retained Earnings?

SRG Housing Finance BOM:534680 -9.77% 68 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:534680 with a GF Score™ of 68/100 and a GF Value™ of ₹438.46 (Possible Value Trap). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SRG Housing Finance's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

SRG Housing Finance's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹1,438 Mil) but then declined from Mar. 2026 (₹1,438 Mil) to Jun. 2026 (₹0 Mil).

SRG Housing Finance's annual retained earnings increased from Mar. 2024 (₹988 Mil) to Mar. 2025 (₹1,182 Mil) and increased from Mar. 2025 (₹1,182 Mil) to Mar. 2026 (₹1,438 Mil).


SRG Housing Finance  (BOM:534680) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SRG Housing Finance Retained Earnings Historical Data

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The historical data trend for SRG Housing Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRG Housing Finance Retained Earnings Chart

SRG Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 682.76 818.78 987.70 1,182.49 1,438.27

SRG Housing Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1,438.27 0.00
BOM:534680
68GF Score
SRG Housing Finance Ltd BOM:534680
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SRG Housing Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
SRG Housing Finance (BOM:534680) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SRG Housing Finance and its competitors.
Is SRG Housing Finance's Retained Earnings too high?
SRG Housing Finance's current Retained Earnings is ₹0 Mil. Overall, SRG Housing Finance has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SRG Housing Finance's Retained Earnings compare to RKT and FNMA?
SRG Housing Finance's Retained Earnings of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SRG Housing Finance and its competitors. SRG Housing Finance's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Housing Finance (BOM:534680) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.46, compared to a current price of ₹123.75 — trading 71.8% below its estimated fair value. The current Retained Earnings is ₹0 Mil. SRG Housing Finance's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SRG Housing Finance (BOM:534680), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRG Housing Finance (BOM:534680) Overvalued in 2026?

Based on GuruFocus' analysis, SRG Housing Finance stock appears to be undervalued. The current stock price of ₹123.75 is trading 71.8% below its estimated GF Value™ of ₹438.46. GuruFocus considers SRG Housing Finance to be Possible Value Trap.

Key valuation signals for BOM:534680:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹438.46 vs. price of ₹123.75 (71.8% below fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the BOM:534680 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRG Housing Finance Business Description

Other Exchanges SRGHFL:India
Address No. 12, SRG House, Opposite Paras Health Hospital, Shobhagpura, Udaipur, RJ, IND, 313001
SRG Housing Finance Ltd is an India-based housing finance company. The company is principally engaged in the housing and mortgage finance business. The company offers home loans for construction, additions, alterations, and repair and renovation purposes. The products and services offered by the company include individual home loans; loans against the property; and builder, project loans. Geographically, it operates within the regions of India.
68GF Score

Get the complete analysis for BOM:534680

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹123.75
Price
₹438.46
GF Value