Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Piramal FinanceBOM:544597 +1.15%14 Days Payable is 17.41 as of Jun. 2026, which is 3065% above its 10-year median of 0.55. GuruFocus rates BOM:544597 with a GF Score™ of 14/100. The stock has 5 warning signs investors should review. Among 301 Credit Services companies, Piramal Finance ranks worse than 57.48% on this metric.
The historical rank and industry rank for Piramal Finance's Days Payable or its related term are showing as below:
BOM:544597'
s Days Payable Range Over the Past 10 Years
Min: 0.26 Med: 0.55 Max: 23.24
Current: 23.24
During the past 5 years, Piramal Finance's highest Days Payable was 23.24. The lowest was 0.26. And the median was 0.55.
BOM:544597's Days Payable is ranked worse than 57.48% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs BOM:544597: 23.24
Piramal Finance's Days Payable
declined
from Mar. 2025 (20.81) to Jun. 2026 (17.41).
It may suggest that Piramal Financeaccelerated paying its suppliers.
Piramal Finance Days Payable Related Terms
Piramal Finance Days Payable Historical Data
* Premium members only.
The historical data trend for Piramal Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Piramal Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Piramal Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Piramal Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piramal Finance (BOM:544597) has a Days Payable of 17.41 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Piramal Finance and its competitors. This is 3065% above median its historical median of 0.55. Over the past decade, Piramal Finance's Days Payable has ranged from 0.26 to 23.24. According to the industry distribution chart, Piramal Finance ranks #173 out of 301 companies in the Credit Services industry, placing it in the top 57.5%.
Is Piramal Finance's Days Payable too high?
Piramal Finance's current Days Payable of 17.41 is 3065% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 23.24. The Credit Services industry median Days Payable is 33.87. Piramal Finance's value of 17.41 is 48.6% below this industry median. Based on the distribution chart, Piramal Finance ranks #173 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, Piramal Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Piramal Finance ranks #173 out of 301 companies for Days Payable. This places Piramal Finance in the lower half of its industry. The industry median Days Payable is 33.87. Piramal Finance's value of 17.41 is 48.6% below this benchmark. Historically, Piramal Finance's own Days Payable has ranged from 0.26 to 23.24 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 33.87, Piramal Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piramal Finance's current Days Payable of 17.41 is 48.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Piramal Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current Days Payable is 17.41, which is 3065% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (BOM:544597) has a current Days Payable of 17.41. The current Days Payable is 17.41, which is 3065% above median its 10-year median of 0.55 and 48.6% below the Credit Services industry median of 33.87. Piramal Finance's overall GF Score™ is 14/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Piramal Finance (BOM:544597), the current Days Payable is 17.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
14GF Score
Get the complete analysis for BOM:544597
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544597 has been successfully added to your 
