Piramal Finance (BOM:544597) EBIT: ₹7,843 Mil (TTM As of Mar. 2026)


BOM:544597 Piramal Finance Ltd BOM:544597
26 GF Score
Price ₹2,174.85
! 4 Warning Signs
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What is Piramal Finance EBIT?

Piramal Finance BOM:544597 +1.93% 26 EBIT is ₹7,843 Mil as of Mar. 2026. GuruFocus rates BOM:544597 with a GF Score™ of 26/100. The stock has 4 warning signs investors should review.

Piramal Finance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹2,482 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹7,843 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Piramal Finance's annualized ROC % for the quarter that ended in Mar. 2026 was 0.96%. Piramal Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 197.57%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Piramal Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 0.65%.

Piramal Finance  (BOM:544597) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Piramal Finance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=9928.8 * ( 1 - 0.59% )/( (0 + 1023811.3)/ 1 )
=9870.22008/1023811.3
=0.96 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0 - 0 - ( 0 - max(0, 0 - 0+0))
=0

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1105464.7 - 4271.2 - ( 77382.2 - max(0, 182596.6 - 330918.8+77382.2))
=1023811.3

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Piramal Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=9928.8/( ( (0 + max(0, 0)) + (3758.6 + max(1266.8, 0)) )/ 1 )
=9928.8/( ( 0 + 5025.4 )/ 1 )
=9928.8/5025.4
=197.57 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(129.8 + 0 + 21541.5) - (4271.2 + 0 + 16133.3)
=1266.8

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Piramal Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=7842.5/1214464.811
=0.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piramal Finance EBIT Related Terms

Piramal Finance EBIT Historical Data

* Premium members only.

The historical data trend for Piramal Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piramal Finance EBIT Chart

Piramal Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
9,530.60 -126,521.10 -35,024.00 7,016.40 14,423.90

Piramal Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only 6,317.90 6,076.30 1,294.20 4,066.10 2,482.20

BOM:544597 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Piramal Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Piramal Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Piramal Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Piramal Finance's EV-to-EBIT falls into.


BOM:544597
26GF Score
Piramal Finance Ltd BOM:544597
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Piramal Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7,843 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹7,843 Mil mean?
Piramal Finance (BOM:544597) has a EBIT of ₹7,843 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Piramal Finance.
Is Piramal Finance's EBIT too high?
Piramal Finance's current EBIT is ₹7,843 Mil. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's EBIT compare to V and MA?
Piramal Finance's EBIT of ₹7,843 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Piramal Finance. Piramal Finance's current EBIT is ₹7,843 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (BOM:544597) has a current EBIT of ₹7,843 Mil. The current EBIT is ₹7,843 Mil. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Piramal Finance (BOM:544597), the current EBIT is ₹7,843 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Piramal Finance Business Description

Other Exchanges PIRAMALFIN:India
Address LBS Marg, 601, 6th Floor, Amiti Building, Piramal Corporate Park, Kurla West, Kamani Junction, Opposite Fire Station, Mumbai, MH, IND, 400070
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
26GF Score

Get the complete analysis for BOM:544597

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,174.85
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