Piramal Finance (BOM:544597) ROCE %: 1.08% (As of Mar. 2026)


BOM:544597 Piramal Finance Ltd BOM:544597
26 GF Score
Price ₹2,174.85
! 4 Warning Signs
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What is Piramal Finance ROCE %?

Piramal Finance BOM:544597 +1.93% 26 ROCE % is 1.08% as of Mar. 2026. GuruFocus rates BOM:544597 with a GF Score™ of 26/100. The stock has 4 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Piramal Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 1.08%.

Piramal Finance  (BOM:544597) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Piramal Finance ROCE % Related Terms

Piramal Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Piramal Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piramal Finance ROCE % Chart

Piramal Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
140.17 -2,133.23 -677.67 1.95 1.76

Piramal Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only 0.00 3.41 0.77 2.55 1.08
BOM:544597
26GF Score
Piramal Finance Ltd BOM:544597
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Piramal Finance ROCE % Calculation

Piramal Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=14423.9/( ( (949434.1 - 236356.6) + (1105464.7 - 182596.6) )/ 2 )
=14423.9/( (713077.5+922868.1)/ 2 )
=14423.9/817972.8
=1.76 %

Piramal Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=9928.8/( ( (0 - 0) + (1105464.7 - 182596.6) )/ 1 )
=9928.8/( ( 0 + 922868.1 )/ 1 )
=9928.8/922868.1
=1.08 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 1.08% mean?
Piramal Finance (BOM:544597) has a ROCE % of 1.08% as of Mar. 2026.
Is Piramal Finance's ROCE % too high?
Piramal Finance's current ROCE % is 1.08%. The Credit Services industry median ROCE % is 3.53. Piramal Finance's value of 1.08% is 69.4% below this industry median. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's ROCE % compare to V and MA?
Piramal Finance's ROCE % of 1.08% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.53. Piramal Finance's value of 1.08% is 69.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.53, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piramal Finance's current ROCE % of 1.08% is 69.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current ROCE % is 1.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (BOM:544597) has a current ROCE % of 1.08%. The current ROCE % is 1.08% and 69.4% below the Credit Services industry median of 3.53. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Piramal Finance (BOM:544597), the current ROCE % is 1.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Piramal Finance Business Description

Other Exchanges PIRAMALFIN:India
Address LBS Marg, 601, 6th Floor, Amiti Building, Piramal Corporate Park, Kurla West, Kamani Junction, Opposite Fire Station, Mumbai, MH, IND, 400070
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
26GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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