Piramal FinanceBOM:544597 +1.93%26 EBITDA Margin % is 29.86% as of Mar. 2026, which is 180% above its 10-year median of 10.68. GuruFocus rates BOM:544597 with a GF Score™ of 26/100. The stock has 4 warning signs investors should review. Among 412 Credit Services companies, Piramal Finance ranks worse than 54.37% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Piramal Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹8,932 Mil. Piramal Finance's Revenue for the
three
months ended in Mar. 2026 was ₹29,915 Mil. Therefore, Piramal Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 29.86%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Piramal Finance EBITDA Margin % Related Terms
Piramal Finance EBITDA Margin % Historical Data
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The historical data trend for Piramal Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544597 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Piramal Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Piramal Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piramal Finance (BOM:544597) has a EBITDA Margin % of 29.86% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Piramal Finance and its competitors. This is 180% above median its historical median of 10.68. According to the industry distribution chart, Piramal Finance ranks #224 out of 412 companies in the Credit Services industry, placing it in the top 54.4%.
Is Piramal Finance's EBITDA Margin % too high?
Piramal Finance's current EBITDA Margin % of 29.86% is 180% above median its 10-year median of 10.68. The Credit Services industry median EBITDA Margin % is 21.04. Piramal Finance's value of 29.86% is 42% above this industry median. Based on the distribution chart, Piramal Finance ranks #224 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Piramal Finance ranks #224 out of 412 companies for EBITDA Margin %. This places Piramal Finance in the lower half of its industry. The industry median EBITDA Margin % is 21.04. Piramal Finance's value of 29.86% is 42% above this benchmark. While the company's 10-year median is 10.68 vs. the industry median of 21.04, Piramal Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piramal Finance's current EBITDA Margin % of 29.86% is 42% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Piramal Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current EBITDA Margin % is 29.86%, which is 180% above median its own 10-year median of 10.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (BOM:544597) has a current EBITDA Margin % of 29.86%. The current EBITDA Margin % is 29.86%, which is 180% above median its 10-year median of 10.68 and 42% above the Credit Services industry median of 21.04. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Piramal Finance (BOM:544597), the current EBITDA Margin % is 29.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
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