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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTG Pactual Credito Imobiliario Days Payable Chart
BSP:BTCI11 vs BLK, BX, KKR: Days Payable Comparison
For the Asset Management subindustry, BTG Pactual Credito Imobiliario's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BTG Pactual Credito Imobiliario Days Payable vs Asset Management Industry
For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's Days Payable distribution charts can be found below:
* The bar in red indicates where BTG Pactual Credito Imobiliario's Days Payable falls into.
BTG Pactual Credito Imobiliario Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a Days Payable of 64.50 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on BTG Pactual Credito Imobiliario and its competitors. This is 75% above median its historical median of 36.91. Over the past decade, BTG Pactual Credito Imobiliario's Days Payable has ranged from 27.56 to 64.50. According to the industry distribution chart, BTG Pactual Credito Imobiliario ranks #250 out of 482 companies in the Asset Management industry, placing it in the top 51.9%.
Is BTG Pactual Credito Imobiliario's Days Payable too high?
BTG Pactual Credito Imobiliario's current Days Payable of 64.50 is 75% above median its 10-year median of 36.91. Over the past 10 years, this metric has ranged from a low of 27.56 to a high of 64.50. The Asset Management industry median Days Payable is 70.53. BTG Pactual Credito Imobiliario's value of 64.50 is 8.5% below this industry median. Based on the distribution chart, BTG Pactual Credito Imobiliario ranks #250 out of 482 companies in the Asset Management industry, which is below the industry midpoint. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's Days Payable compare to BLK and BX?
According to the Asset Management industry distribution chart, BTG Pactual Credito Imobiliario ranks #250 out of 482 companies for Days Payable. This places BTG Pactual Credito Imobiliario in the lower half of its industry. The industry median Days Payable is 70.53. BTG Pactual Credito Imobiliario's value of 64.50 is 8.5% below this benchmark. Historically, BTG Pactual Credito Imobiliario's own Days Payable has ranged from 27.56 to 64.50 over the past decade. While the company's 10-year median is 36.91 vs. the industry median of 70.53, BTG Pactual Credito Imobiliario has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Asset Management company?
The median Days Payable among Asset Management companies is 70.53, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTG Pactual Credito Imobiliario's current Days Payable of 64.50 is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on BTG Pactual Credito Imobiliario and its competitors. For the Asset Management industry, the median Days Payable is 70.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTG Pactual Credito Imobiliario's current Days Payable is 64.50, which is 75% above median its own 10-year median of 36.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.10, compared to a current price of R$9.16 — trading 29% above its estimated fair value. The current Days Payable is 64.50, which is 75% above median its 10-year median of 36.91 and 8.5% below the Asset Management industry median of 70.53. BTG Pactual Credito Imobiliario's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current Days Payable is 64.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued.
The current stock price of R$9.16 is trading 29% above its estimated GF Value™ of R$7.10.
GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.
Key valuation signals for BSP:BTCI11:
Days Payable: 64.50 (75% above median its 10-year median of 36.91)
GF Value™: R$7.10 vs. price of R$9.16 (29% above fair value)
Industry Position: 8.5% below the Asset Management median (#250 of 482)
No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BTG Pactual Credito Imobiliario Business Description
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
60GF Score
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