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BTG Pactual Credito ImobiliarioBSP:BTCI11 -0.22%60 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BSP:BTCI11 with a GF Score™ of 60/100 and a GF Value™ of R$7.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 484 Asset Management companies, BTG Pactual Credito Imobiliario ranks better than 99.79% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BTG Pactual Credito Imobiliario's
Operating Income
for the
six
months ended in Dec. 2025 was R$104.8 Mil. BTG Pactual Credito Imobiliario's Interest Expense for the
six
months ended in Dec. 2025 was R$0.0 Mil.
BTG Pactual Credito Imobiliario has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
BTG Pactual Credito Imobiliario has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for BTG Pactual Credito Imobiliario's Interest Coverage or its related term are showing as below:
BSP:BTCI11'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
BSP:BTCI11's Interest Coverage is ranked better than 99.79% of 484
companies
in the Asset Management industry
Industry Median: 45.62
vs BSP:BTCI11: No Debt
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BTG Pactual Credito Imobiliario Interest Coverage Related Terms
BTG Pactual Credito Imobiliario Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:BTCI11 vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, BTG Pactual Credito Imobiliario's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BTG Pactual Credito Imobiliario Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BTG Pactual Credito Imobiliario's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BTG Pactual Credito Imobiliario and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, BTG Pactual Credito Imobiliario's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, BTG Pactual Credito Imobiliario ranks #1 out of 484 companies in the Asset Management industry, placing it in the top 0.2%.
Is BTG Pactual Credito Imobiliario's Interest Coverage too high?
BTG Pactual Credito Imobiliario's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, BTG Pactual Credito Imobiliario ranks #1 out of 484 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, BTG Pactual Credito Imobiliario ranks #1 out of 484 companies for Interest Coverage. This places BTG Pactual Credito Imobiliario in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 45.62. Historically, BTG Pactual Credito Imobiliario's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.62, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BTG Pactual Credito Imobiliario and its competitors. For the Asset Management industry, the median Interest Coverage is 45.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTG Pactual Credito Imobiliario's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.10, compared to a current price of R$9.16 — trading 29% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. BTG Pactual Credito Imobiliario's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued.
The current stock price of R$9.16 is trading 29% above its estimated GF Value™ of R$7.10.
GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.
Key valuation signals for BSP:BTCI11:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: R$7.10 vs. price of R$9.16 (29% above fair value)
No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BTG Pactual Credito Imobiliario Business Description
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
60GF Score
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