BTG Pactual Credito Imobiliario (BSP:BTCI11) Dividend Payout Ratio: 0.95 (As of Dec. 2025) — Near Median

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BSP:BTCI11 BTG Pactual Credito Imobiliario BSP:BTCI11
60 GF Score
Price R$9.16
GF Value R$7.10
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is BTG Pactual Credito Imobiliario Dividend Payout Ratio?

BTG Pactual Credito Imobiliario BSP:BTCI11 -0.22% 60 Dividend Payout Ratio is 0.95 as of Dec. 2025, which is at its 10-year median of 0.95. GuruFocus rates BSP:BTCI11 with a GF Score™ of 60/100 and a GF Value™ of R$7.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 929 Asset Management companies, BTG Pactual Credito Imobiliario ranks worse than 62.97% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. BTG Pactual Credito Imobiliario's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.95.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of BTG Pactual Credito Imobiliario is 0.95, which seems too high.

The historical rank and industry rank for BTG Pactual Credito Imobiliario's Dividend Payout Ratio or its related term are showing as below:

BSP:BTCI11' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.95   Max: 1.63
Current: 0.95

During the past 8 years, the highest Dividend Payout Ratio of BTG Pactual Credito Imobiliario was 1.63. The lowest was 0.15. And the median was 0.95.

BSP:BTCI11's Dividend Payout Ratio is ranked worse than
62.97% of 929 companies
in the Asset Management industry
Industry Median: 0.7 vs BSP:BTCI11: 0.95

As of today (2026-07-17), the Dividend Yield % of BTG Pactual Credito Imobiliario is 12.79%.

During the past 8 years, the highest Trailing Annual Dividend Yield of BTG Pactual Credito Imobiliario was 15.28%. The lowest was 11.76%. And the median was 12.36%.

BTG Pactual Credito Imobiliario's Dividends per Share for the months ended in Dec. 2025 was R$1.16.

During the past 12 months, BTG Pactual Credito Imobiliario's average Dividends Per Share Growth Rate was 5.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -0.90% per year.

During the past 8 years, the highest 3-Year average Dividends Per Share Growth Rate of BTG Pactual Credito Imobiliario was -0.90% per year. The lowest was -0.90% per year. And the median was -0.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

BTG Pactual Credito Imobiliario (BSP:BTCI11) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

BTG Pactual Credito Imobiliario Dividend Payout Ratio Related Terms

BTG Pactual Credito Imobiliario Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for BTG Pactual Credito Imobiliario's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTG Pactual Credito Imobiliario Dividend Payout Ratio Chart

BTG Pactual Credito Imobiliario Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.00 0.15 0.95 1.63 0.95

BTG Pactual Credito Imobiliario Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial 0.00 0.15 0.95 1.63 0.95

BSP:BTCI11 vs BLK, BX, KKR: Dividend Payout Ratio Comparison

For the Asset Management subindustry, BTG Pactual Credito Imobiliario's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BTG Pactual Credito Imobiliario Dividend Payout Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where BTG Pactual Credito Imobiliario's Dividend Payout Ratio falls into.


BSP:BTCI11
60GF Score
BTG Pactual Credito Imobiliario BSP:BTCI11
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BTG Pactual Credito Imobiliario Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

BTG Pactual Credito Imobiliario's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.161/ 1.22
=0.95

BTG Pactual Credito Imobiliario's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.161/ 1.22
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.95 mean?
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a Dividend Payout Ratio of 0.95 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BTG Pactual Credito Imobiliario and its competitors. This is near median its historical median of 0.95. Over the past decade, BTG Pactual Credito Imobiliario's Dividend Payout Ratio has ranged from 0.15 to 1.63. According to the industry distribution chart, BTG Pactual Credito Imobiliario ranks #585 out of 929 companies in the Asset Management industry, placing it in the top 63%.
Is BTG Pactual Credito Imobiliario's Dividend Payout Ratio too high?
BTG Pactual Credito Imobiliario's current Dividend Payout Ratio of 0.95 is near median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.63. The Asset Management industry median Dividend Payout Ratio is 0.70. BTG Pactual Credito Imobiliario's value of 0.95 is 35.7% above this industry median. Based on the distribution chart, BTG Pactual Credito Imobiliario ranks #585 out of 929 companies in the Asset Management industry, which is below the industry midpoint. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's Dividend Payout Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, BTG Pactual Credito Imobiliario ranks #585 out of 929 companies for Dividend Payout Ratio. This places BTG Pactual Credito Imobiliario in the lower half of its industry. The industry median Dividend Payout Ratio is 0.70. BTG Pactual Credito Imobiliario's value of 0.95 is 35.7% above this benchmark. Historically, BTG Pactual Credito Imobiliario's own Dividend Payout Ratio has ranged from 0.15 to 1.63 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 0.70, BTG Pactual Credito Imobiliario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Asset Management company?
The median Dividend Payout Ratio among Asset Management companies is 0.70, based on 929 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTG Pactual Credito Imobiliario's current Dividend Payout Ratio of 0.95 is 35.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BTG Pactual Credito Imobiliario and its competitors. For the Asset Management industry, the median Dividend Payout Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTG Pactual Credito Imobiliario's current Dividend Payout Ratio is 0.95, which is near median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.10, compared to a current price of R$9.16 — trading 29% above its estimated fair value. The current Dividend Payout Ratio is 0.95, which is near median its 10-year median of 0.95 and 35.7% above the Asset Management industry median of 0.70. BTG Pactual Credito Imobiliario's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current Dividend Payout Ratio is 0.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?

Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued. The current stock price of R$9.16 is trading 29% above its estimated GF Value™ of R$7.10. GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.

Key valuation signals for BSP:BTCI11:

  • Dividend Payout Ratio: 0.95 (near median its 10-year median of 0.95)
  • GF Value™: R$7.10 vs. price of R$9.16 (29% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 35.7% above the Asset Management median (#585 of 929)

No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BTG Pactual Credito Imobiliario Business Description

Address Av. Brigadeiro Faria Lima, 3.477, 14th Floor, Sao Paulo, SP, BRA, 04538-133
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
60GF Score

Get the complete analysis for BSP:BTCI11

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.16
Price
R$7.10
GF Value