BTG Pactual Credito Imobiliario (BSP:BTCI11) ROE % Adjusted to Book Value: 13.44% (As of Dec. 2025)

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BSP:BTCI11 BTG Pactual Credito Imobiliario BSP:BTCI11
60 GF Score
Price R$9.16
GF Value R$7.10
Valuation Modestly Overvalued
! 5 Warning Signs
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What is BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value?

BTG Pactual Credito Imobiliario BSP:BTCI11 -0.22% 60 ROE % Adjusted to Book Value is 13.44% as of Dec. 2025. GuruFocus rates BSP:BTCI11 with a GF Score™ of 60/100 and a GF Value™ of R$7.10 (Modestly Overvalued). The stock has 5 warning signs investors should review.

BTG Pactual Credito Imobiliario's ROE % for the quarter that ended in Dec. 2025 was 12.63%. BTG Pactual Credito Imobiliario's PB Ratio for the quarter that ended in Dec. 2025 was 0.94. BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 13.44%.


BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value Related Terms


BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value Historical Data

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The historical data trend for BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value Chart

BTG Pactual Credito Imobiliario Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 10.36 13.62 13.80 8.42 13.44

BTG Pactual Credito Imobiliario Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 10.36 13.62 13.80 8.42 13.44

BSP:BTCI11 vs BLK, BX, KKR: ROE % Adjusted to Book Value Comparison

For the Asset Management subindustry, BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value vs Asset Management Industry

For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value falls into.


BSP:BTCI11
60GF Score
BTG Pactual Credito Imobiliario BSP:BTCI11
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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BTG Pactual Credito Imobiliario ROE % Adjusted to Book Value Calculation

BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.63% / 0.94
=13.44%

BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.63% / 0.94
=13.44%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.44% mean?
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a ROE % Adjusted to Book Value of 13.44% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BTG Pactual Credito Imobiliario and its competitors.
Is BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value too high?
BTG Pactual Credito Imobiliario's current ROE % Adjusted to Book Value is 13.44%. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value compare to BLK and BX?
BTG Pactual Credito Imobiliario's ROE % Adjusted to Book Value of 13.44% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Asset Management company?
A good ROE % Adjusted to Book Value depends on the Asset Management industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BTG Pactual Credito Imobiliario and its competitors. BTG Pactual Credito Imobiliario's current ROE % Adjusted to Book Value is 13.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.10, compared to a current price of R$9.16 — trading 29% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.44%. BTG Pactual Credito Imobiliario's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current ROE % Adjusted to Book Value is 13.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?

Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued. The current stock price of R$9.16 is trading 29% above its estimated GF Value™ of R$7.10. GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.

Key valuation signals for BSP:BTCI11:

  • ROE % Adjusted to Book Value: 13.44%
  • GF Value™: R$7.10 vs. price of R$9.16 (29% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTG Pactual Credito Imobiliario Business Description

Address Av. Brigadeiro Faria Lima, 3.477, 14th Floor, Sao Paulo, SP, BRA, 04538-133
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
60GF Score

Get the complete analysis for BSP:BTCI11

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.16
Price
R$7.10
GF Value