Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BTG Pactual Credito Imobiliario has a quick ratio of 87.66. It generally indicates good short-term financial strength.
The historical rank and industry rank for BTG Pactual Credito Imobiliario's Quick Ratio or its related term are showing as below:
BSP:BTCI11'
s Quick Ratio Range Over the Past 10 Years
Min: 21.18 Med: 52.95 Max: 92.58
Current: 87.66
During the past 8 years, BTG Pactual Credito Imobiliario's highest Quick Ratio was 92.58. The lowest was 21.18. And the median was 52.95.
BSP:BTCI11's Quick Ratio is ranked better than 92.82% of 710
companies
in the Asset Management industry
Industry Median: 2.885
vs BSP:BTCI11: 87.66
BTG Pactual Credito Imobiliario (BSP:BTCI11) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
BTG Pactual Credito Imobiliario Quick Ratio Related Terms
BTG Pactual Credito Imobiliario Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:BTCI11 vs BLK, BX, KKR: Quick Ratio Comparison
For the Asset Management subindustry, BTG Pactual Credito Imobiliario's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BTG Pactual Credito Imobiliario Quick Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's Quick Ratio distribution charts can be found below:
* The bar in red indicates where BTG Pactual Credito Imobiliario's Quick Ratio falls into.
BTG Pactual Credito Imobiliario Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a Quick Ratio of 87.66 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BTG Pactual Credito Imobiliario and its competitors. This is 66% above median its historical median of 52.95. Over the past decade, BTG Pactual Credito Imobiliario's Quick Ratio has ranged from 21.18 to 92.58. According to the industry distribution chart, BTG Pactual Credito Imobiliario ranks #51 out of 710 companies in the Asset Management industry, placing it in the top 7.2%.
Is BTG Pactual Credito Imobiliario's Quick Ratio too high?
BTG Pactual Credito Imobiliario's current Quick Ratio of 87.66 is 66% above median its 10-year median of 52.95. Over the past 10 years, this metric has ranged from a low of 21.18 to a high of 92.58. The Asset Management industry median Quick Ratio is 2.89. BTG Pactual Credito Imobiliario's value of 87.66 is 2938.5% above this industry median. Based on the distribution chart, BTG Pactual Credito Imobiliario ranks #51 out of 710 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's Quick Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, BTG Pactual Credito Imobiliario ranks #51 out of 710 companies for Quick Ratio. This places BTG Pactual Credito Imobiliario in the top 7% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 2.89. BTG Pactual Credito Imobiliario's value of 87.66 is 2938.5% above this benchmark. Historically, BTG Pactual Credito Imobiliario's own Quick Ratio has ranged from 21.18 to 92.58 over the past decade. While the company's 10-year median is 52.95 vs. the industry median of 2.89, BTG Pactual Credito Imobiliario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Asset Management company?
The median Quick Ratio among Asset Management companies is 2.89, based on 710 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTG Pactual Credito Imobiliario's current Quick Ratio of 87.66 is 2938.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BTG Pactual Credito Imobiliario and its competitors. For the Asset Management industry, the median Quick Ratio is 2.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTG Pactual Credito Imobiliario's current Quick Ratio is 87.66, which is 66% above median its own 10-year median of 52.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.10, compared to a current price of R$9.16 — trading 29% above its estimated fair value. The current Quick Ratio is 87.66, which is 66% above median its 10-year median of 52.95 and 2938.5% above the Asset Management industry median of 2.89. BTG Pactual Credito Imobiliario's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current Quick Ratio is 87.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued.
The current stock price of R$9.16 is trading 29% above its estimated GF Value™ of R$7.10.
GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.
Key valuation signals for BSP:BTCI11:
Quick Ratio: 87.66 (66% above median its 10-year median of 52.95)
GF Value™: R$7.10 vs. price of R$9.16 (29% above fair value)
Industry Position: 2938.5% above the Asset Management median (#51 of 710)
No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BTG Pactual Credito Imobiliario Business Description
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
60GF Score
Get the complete analysis for BSP:BTCI11
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:BTCI11 has been successfully added to your 
