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BTG Pactual Credito ImobiliarioBSP:BTCI11 -0.34%62 5-Year Yield-on-Cost % is 13.06 as of Aug. 19, 2026, which is 5% above its 10-year median of 12.39. GuruFocus rates BSP:BTCI11 with a GF Score™ of 62/100 and a GF Value™ of R$6.95 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,110 Asset Management companies, BTG Pactual Credito Imobiliario ranks better than 84.77% on this metric.
The historical rank and industry rank for BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:BTCI11'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 11.76 Med: 12.39 Max: 15.28
Current: 13.06
During the past 8 years, BTG Pactual Credito Imobiliario's highest Yield on Cost was 15.28. The lowest was 11.76. And the median was 12.39.
BSP:BTCI11's 5-Year Yield-on-Cost % is ranked better than 84.77% of 1110
companies
in the Asset Management industry
Industry Median: 6.365
vs BSP:BTCI11: 13.06
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BTG Pactual Credito Imobiliario 5-Year Yield-on-Cost % Related Terms
BSP:BTCI11 vs BLK, BX, KKR: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BTG Pactual Credito Imobiliario 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
BTG Pactual Credito Imobiliario (BSP:BTCI11) has a 5-Year Yield-on-Cost % of 13.06 as of Aug. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BTG Pactual Credito Imobiliario and its competitors. This is near median its historical median of 12.39. Over the past decade, BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % has ranged from 11.76 to 15.28. According to the industry distribution chart, BTG Pactual Credito Imobiliario ranks #169 out of 1110 companies in the Asset Management industry, placing it in the top 15.2%.
Is BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % too high?
BTG Pactual Credito Imobiliario's current 5-Year Yield-on-Cost % of 13.06 is near median its 10-year median of 12.39. Over the past 10 years, this metric has ranged from a low of 11.76 to a high of 15.28. The Asset Management industry median 5-Year Yield-on-Cost % is 6.37. BTG Pactual Credito Imobiliario's value of 13.06 is 105.2% above this industry median. Based on the distribution chart, BTG Pactual Credito Imobiliario ranks #169 out of 1110 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, BTG Pactual Credito Imobiliario has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTG Pactual Credito Imobiliario's 5-Year Yield-on-Cost % compare to BLK and BX?
According to the Asset Management industry distribution chart, BTG Pactual Credito Imobiliario ranks #169 out of 1110 companies for 5-Year Yield-on-Cost %. This places BTG Pactual Credito Imobiliario in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 6.37. BTG Pactual Credito Imobiliario's value of 13.06 is 105.2% above this benchmark. Historically, BTG Pactual Credito Imobiliario's own 5-Year Yield-on-Cost % has ranged from 11.76 to 15.28 over the past decade. While the company's 10-year median is 12.39 vs. the industry median of 6.37, BTG Pactual Credito Imobiliario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.37, based on 1,110 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTG Pactual Credito Imobiliario's current 5-Year Yield-on-Cost % of 13.06 is 105.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BTG Pactual Credito Imobiliario and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTG Pactual Credito Imobiliario's current 5-Year Yield-on-Cost % is 13.06, which is near median its own 10-year median of 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTG Pactual Credito Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario (BSP:BTCI11) is currently considered Modestly Overvalued. The stock's GF Value™ is R$6.95, compared to a current price of R$8.92 — trading 28.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 13.06, which is near median its 10-year median of 12.39 and 105.2% above the Asset Management industry median of 6.37. BTG Pactual Credito Imobiliario's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BTG Pactual Credito Imobiliario (BSP:BTCI11), the current 5-Year Yield-on-Cost % is 13.06 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BTG Pactual Credito Imobiliario (BSP:BTCI11) Overvalued in 2026?
Based on GuruFocus' analysis, BTG Pactual Credito Imobiliario stock appears to be overvalued.
The current stock price of R$8.92 is trading 28.3% above its estimated GF Value™ of R$6.95.
GuruFocus considers BTG Pactual Credito Imobiliario to be Modestly Overvalued.
Key valuation signals for BSP:BTCI11:
5-Year Yield-on-Cost %: 13.06 (near median its 10-year median of 12.39)
GF Value™: R$6.95 vs. price of R$8.92 (28.3% above fair value)
Industry Position: 105.2% above the Asset Management median (#169 of 1110)
No single metric tells the full story. See the BSP:BTCI11 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BTG Pactual Credito Imobiliario is a real estate fund in the high-grade real estate credit segment. It stands out for the active management of its portfolio, with the primary objective of investing in real estate receivables certificates that offer investors the best return in relation to the risk of operations.
62GF Score
Get the complete analysis for BSP:BTCI11
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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