Cavco IndustriesCVCO +0.20%95 Days Payable is 8.54 as of Mar. 2026, which is 28% below its 10-year median of 11.93. GuruFocus rates CVCO with a GF Score™ of 95/100 and a GF Value™ of $534.58 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 89 Homebuilding & Construction companies, Cavco Industries ranks worse than 97.75% on this metric.
The historical rank and industry rank for Cavco Industries's Days Payable or its related term are showing as below:
CVCO'
s Days Payable Range Over the Past 10 Years
Min: 8.33 Med: 11.93 Max: 13.03
Current: 8.61
During the past 13 years, Cavco Industries's highest Days Payable was 13.03. The lowest was 8.33. And the median was 11.93.
CVCO's Days Payable is ranked worse than 97.75% of 89
companies
in the Homebuilding & Construction industry
Industry Median: 38.03
vs CVCO: 8.61
Cavco Industries's Days Payable
increased
from Mar. 2025 (7.36) to Mar. 2026 (8.54).
It may suggest that Cavco Industriesdelayed paying its suppliers.
Cavco Industries Days Payable Related Terms
Cavco Industries Days Payable Historical Data
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The historical data trend for Cavco Industries's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Cavco Industries's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cavco Industries Days Payable vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Cavco Industries's Days Payable distribution charts can be found below:
* The bar in red indicates where Cavco Industries's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Cavco Industries's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cavco Industries (CVCO) has a Days Payable of 8.54 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cavco Industries and its competitors. This is 28% below median its historical median of 11.93. Over the past decade, Cavco Industries' Days Payable has ranged from 8.33 to 13.03. According to the industry distribution chart, Cavco Industries ranks #87 out of 89 companies in the Homebuilding & Construction industry, placing it in the top 97.8%.
Is Cavco Industries' Days Payable too high?
Cavco Industries' current Days Payable of 8.54 is 28% below median its 10-year median of 11.93. Over the past 10 years, this metric has ranged from a low of 8.33 to a high of 13.03. The Homebuilding & Construction industry median Days Payable is 38.03. Cavco Industries' value of 8.54 is 77.5% below this industry median. Based on the distribution chart, Cavco Industries ranks #87 out of 89 companies in the Homebuilding & Construction industry, which is in the bottom quartile relative to peers. Overall, Cavco Industries has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cavco Industries' Days Payable compare to SKY and MHO?
According to the Homebuilding & Construction industry distribution chart, Cavco Industries ranks #87 out of 89 companies for Days Payable. This places Cavco Industries in the lower half of its industry. The industry median Days Payable is 38.03. Cavco Industries' value of 8.54 is 77.5% below this benchmark. Historically, Cavco Industries' own Days Payable has ranged from 8.33 to 13.03 over the past decade. While the company's 10-year median is 11.93 vs. the industry median of 38.03, Cavco Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Homebuilding & Construction company?
The median Days Payable among Homebuilding & Construction companies is 38.03, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cavco Industries's current Days Payable of 8.54 is 77.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cavco Industries and its competitors. For the Homebuilding & Construction industry, the median Days Payable is 38.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cavco Industries's current Days Payable is 8.54, which is 28% below median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cavco Industries stock overvalued right now?
Based on GuruFocus' analysis, Cavco Industries (CVCO) is currently considered Modestly Overvalued. The stock's GF Value™ is $534.58, compared to a current price of $614.54 — trading 15% above its estimated fair value. The current Days Payable is 8.54, which is 28% below median its 10-year median of 11.93 and 77.5% below the Homebuilding & Construction industry median of 38.03. Cavco Industries' overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cavco Industries (CVCO), the current Days Payable is 8.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cavco Industries (CVCO) Overvalued in 2026?
Based on GuruFocus' analysis, Cavco Industries stock appears to be overvalued.
The current stock price of $614.54 is trading 15% above its estimated GF Value™ of $534.58.
GuruFocus considers Cavco Industries to be Modestly Overvalued.
Key valuation signals for CVCO:
Days Payable: 8.54 (28% below median its 10-year median of 11.93)
GF Value™: $534.58 vs. price of $614.54 (15% above fair value)
Industry Position: 77.5% below the Homebuilding & Construction median (#87 of 89)
No single metric tells the full story. See the CVCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cavco Industries Inc designs and produces factory-built homes distributed through a network of independent and company-owned retailers, planned community operators and residential developers. It is also a producer of park model RVs, vacation cabins and Factory-built commercial structures. It operates principally in two segments: factory-built housing, which includes wholesale and retail factory-built housing operations and Financial services, which include manufactured housing consumer finance and insurance. The factory-built housing segment generates the majority of revenue from building and selling manufactured and modular homes to both wholesale customers and end consumers through company owned retail stores.
95GF Score
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