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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Cavco Industries's Sloan Ratio for the quarter that ended in Jun. 2026 was 8.89%.
As of Jun. 2026, Cavco Industries has a Sloan Ratio of 8.89%, indicating the company is in the safe zone and there is no funny business with accruals.
Cavco Industries (NAS:CVCO) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Cavco Industries has a Sloan Ratio of 8.89%, indicating the company is in the safe zone and there is no funny business with accruals.
Cavco Industries Sloan Ratio % Related Terms
Cavco Industries Sloan Ratio % Historical Data
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The historical data trend for Cavco Industries's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Cavco Industries's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cavco Industries Sloan Ratio % vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Cavco Industries's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Cavco Industries's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Cavco Industries's Sloan Ratio for the fiscal year that ended in Mar. 2026 is calculated as
Cavco Industries's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 52.381 (Sep. 2025 ) + 44.067 (Dec. 2025 ) + 42.461 (Mar. 2026 ) + 42.271 (Jun. 2026 ) = $181 Mil.
Cavco Industries's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was 78.471 (Sep. 2025 ) + 66.125 (Dec. 2025 ) + 67.372 (Mar. 2026 ) + 74.452 (Jun. 2026 ) = $286 Mil.
Cavco Industries's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -12.434 (Sep. 2025 ) + -179.703 (Dec. 2025 ) + -22.585 (Mar. 2026 ) + -27.49 (Jun. 2026 ) = $-242 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cavco Industries (CVCO) has a Sloan Ratio % of 8.89% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Cavco Industries and its competitors.
Is Cavco Industries' Sloan Ratio % too high?
Cavco Industries' current Sloan Ratio % is 8.89%. Overall, Cavco Industries has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cavco Industries' Sloan Ratio % compare to SKY and MTH?
Cavco Industries' Sloan Ratio % of 8.89% can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Homebuilding & Construction company?
A good Sloan Ratio % depends on the Homebuilding & Construction industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Cavco Industries and its competitors. Cavco Industries's current Sloan Ratio % is 8.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cavco Industries stock overvalued right now?
Based on GuruFocus' analysis, Cavco Industries (CVCO) is currently considered Fairly Valued. The stock's GF Value™ is $574.62, compared to a current price of $568.38 — trading 1.1% below its estimated fair value. The current Sloan Ratio % is 8.89%. Cavco Industries' overall GF Score™ is 97/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Cavco Industries (CVCO), the current Sloan Ratio % is 8.89% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cavco Industries (CVCO) Overvalued in 2026?
Based on GuruFocus' analysis, Cavco Industries stock appears to be undervalued.
The current stock price of $568.38 is trading 1.1% below its estimated GF Value™ of $574.62.
GuruFocus considers Cavco Industries to be Fairly Valued.
Key valuation signals for CVCO:
Sloan Ratio %: 8.89%
GF Value™: $574.62 vs. price of $568.38 (1.1% below fair value)
No single metric tells the full story. See the CVCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cavco Industries Inc designs and produces factory-built homes distributed through a network of independent and company-owned retailers, planned community operators and residential developers. It is also a producer of park model RVs, vacation cabins and Factory-built commercial structures. It operates principally in two segments: factory-built housing, which includes wholesale and retail factory-built housing operations and Financial services, which include manufactured housing consumer finance and insurance. The factory-built housing segment generates the majority of revenue from building and selling manufactured and modular homes to both wholesale customers and end consumers through company owned retail stores.
97GF Score
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