Cavco IndustriesCVCO -0.59%95 ROA % is 11.46% as of Mar. 2026, which is 6% above its 10-year median of 10.83. GuruFocus rates CVCO with a GF Score™ of 95/100 and a GF Value™ of $534.00 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 96 Homebuilding & Construction companies, Cavco Industries ranks better than 95.83% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Cavco Industries's annualizedNet Income for the quarter that ended in Mar. 2026 was $170 Mil.
Cavco Industries's average Total Assets over the quarter that ended in Mar. 2026 was $1,482 Mil. Therefore, Cavco Industries's annualized ROA % for the quarter that ended in Mar. 2026 was 11.46%.
The historical rank and industry rank for Cavco Industries's ROA % or its related term are showing as below:
CVCO'
s ROA % Range Over the Past 10 Years
Min: 6.54 Med: 10.83 Max: 19.53
Current: 13.16
During the past 13 years, Cavco Industries's highest ROA % was 19.53%. The lowest was 6.54%. And the median was 10.83%.
CVCO's ROA % is ranked better than 95.83% of 96
companies
in the Homebuilding & Construction industry
Industry Median: 3.1
vs CVCO: 13.16
Cavco Industries (NAS:CVCO) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Cavco Industries ROA % Related Terms
Cavco Industries ROA % Historical Data
* Premium members only.
The historical data trend for Cavco Industries's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Cavco Industries's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cavco Industries ROA % vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Cavco Industries's ROA % distribution charts can be found below:
* The bar in red indicates where Cavco Industries's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Cavco Industries (CVCO) has a ROA % of 11.46% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cavco Industries and its competitors. This is near median its historical median of 10.83. Over the past decade, Cavco Industries' ROA % has ranged from 6.54 to 19.53. According to the industry distribution chart, Cavco Industries ranks #4 out of 96 companies in the Homebuilding & Construction industry, placing it in the top 4.2%.
Is Cavco Industries' ROA % too high?
Cavco Industries' current ROA % of 11.46% is near median its 10-year median of 10.83. Over the past 10 years, this metric has ranged from a low of 6.54 to a high of 19.53. The Homebuilding & Construction industry median ROA % is 3.10. Cavco Industries' value of 11.46% is 269.7% above this industry median. Based on the distribution chart, Cavco Industries ranks #4 out of 96 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Cavco Industries has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cavco Industries' ROA % compare to SKY and MTH?
According to the Homebuilding & Construction industry distribution chart, Cavco Industries ranks #4 out of 96 companies for ROA %. This places Cavco Industries in the top 4% of its industry — outperforming the majority of peers. The industry median ROA % is 3.10. Cavco Industries' value of 11.46% is 269.7% above this benchmark. Historically, Cavco Industries' own ROA % has ranged from 6.54 to 19.53 over the past decade. While the company's 10-year median is 10.83 vs. the industry median of 3.10, Cavco Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Homebuilding & Construction company?
The median ROA % among Homebuilding & Construction companies is 3.10, based on 96 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cavco Industries's current ROA % of 11.46% is 269.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cavco Industries and its competitors. For the Homebuilding & Construction industry, the median ROA % is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cavco Industries's current ROA % is 11.46%, which is near median its own 10-year median of 10.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cavco Industries stock overvalued right now?
Based on GuruFocus' analysis, Cavco Industries (CVCO) is currently considered Modestly Overvalued. The stock's GF Value™ is $534.00, compared to a current price of $608.52 — trading 14% above its estimated fair value. The current ROA % is 11.46%, which is near median its 10-year median of 10.83 and 269.7% above the Homebuilding & Construction industry median of 3.10. Cavco Industries' overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Cavco Industries (CVCO), the current ROA % is 11.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cavco Industries (CVCO) Overvalued in 2026?
Based on GuruFocus' analysis, Cavco Industries stock appears to be overvalued.
The current stock price of $608.52 is trading 14% above its estimated GF Value™ of $534.00.
GuruFocus considers Cavco Industries to be Modestly Overvalued.
Key valuation signals for CVCO:
ROA %: 11.46% (near median its 10-year median of 10.83)
GF Value™: $534.00 vs. price of $608.52 (14% above fair value)
Industry Position: 269.7% above the Homebuilding & Construction median (#4 of 96)
No single metric tells the full story. See the CVCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cavco Industries Inc designs and produces factory-built homes distributed through a network of independent and company-owned retailers, planned community operators and residential developers. It is also a producer of park model RVs, vacation cabins and Factory-built commercial structures. It operates principally in two segments: factory-built housing, which includes wholesale and retail factory-built housing operations and Financial services, which include manufactured housing consumer finance and insurance. The factory-built housing segment generates the majority of revenue from building and selling manufactured and modular homes to both wholesale customers and end consumers through company owned retail stores.
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