CVCO (Cavco Industries) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Cavco Industries LT-Debt-to-Total-Asset?

Cavco Industries CVCO -0.63% 96 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates CVCO with a GF Score™ of 96/100 and a GF Value™ of $535.12 (Modestly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Cavco Industries's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Cavco Industries's long-term debt to total assets ratio declined from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that Cavco Industries is progressively becoming less dependent on debt to grow their business.

Cavco Industries (NAS:CVCO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Cavco Industries LT-Debt-to-Total-Asset Related Terms

Cavco Industries LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Cavco Industries's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cavco Industries LT-Debt-to-Total-Asset Chart

Cavco Industries Annual Data

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LT-Debt-to-Total-Asset

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Cavco Industries Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.02	0.02	0.02	0.02

96GF Score

Cavco Industries Inc CVCO

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Cavco Industries LT-Debt-to-Total-Asset Calculation

Cavco Industries's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	30.747	/	1491.139
	=	0.02

Cavco Industries's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	30.747	/	1491.139
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Cavco Industries (CVCO) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cavco Industries and its competitors.

Is Cavco Industries' LT-Debt-to-Total-Asset too high?

Cavco Industries' current LT-Debt-to-Total-Asset is 0.02. Overall, Cavco Industries has a GF Score™ of 96/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Cavco Industries' LT-Debt-to-Total-Asset compare to SKY and MHO?

Cavco Industries' LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Homebuilding & Construction company?

A good LT-Debt-to-Total-Asset depends on the Homebuilding & Construction industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cavco Industries and its competitors. Cavco Industries's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cavco Industries stock overvalued right now?

Based on GuruFocus' analysis, Cavco Industries (CVCO) is currently considered Modestly Overvalued. The stock's GF Value™ is $535.12, compared to a current price of $598.73 — trading 11.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Cavco Industries' overall GF Score™ is 96/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Cavco Industries (CVCO), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cavco Industries (CVCO) Overvalued in 2026?

Based on GuruFocus' analysis, Cavco Industries stock appears to be overvalued. The current stock price of $598.73 is trading 11.9% above its estimated GF Value™ of $535.12. GuruFocus considers Cavco Industries to be Modestly Overvalued.

Key valuation signals for CVCO:

LT-Debt-to-Total-Asset: 0.02
GF Value™: $535.12 vs. price of $598.73 (11.9% above fair value)
GF Score™: 96/100 with 1 warning sign

No single metric tells the full story. See the CVCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cavco Industries Business Description

Industry Consumer Cyclical Homebuilding & Construction

Comparable Companies SKY MHO MTH KBH GRBK IBP TMHC DFH LGIH HOV DHI PHM LEN NVR TOL TSE:1928 LSE:BTRW TSE:1911 LSE:PSN TSE:1808

Address 3636 North Central Avenue, Suite 1200, Phoenix, AZ, USA, 85012

Website https://www.cavcohomes.com

Cavco Industries Inc designs and produces factory-built homes distributed through a network of independent and company-owned retailers, planned community operators and residential developers. It is also a producer of park model RVs, vacation cabins and Factory-built commercial structures. It operates principally in two segments: factory-built housing, which includes wholesale and retail factory-built housing operations and Financial services, which include manufactured housing consumer finance and insurance. The factory-built housing segment generates the majority of revenue from building and selling manufactured and modular homes to both wholesale customers and end consumers through company owned retail stores.

96GF Score

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$598.73

Price

$535.12

GF Value

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