Cavco IndustriesCVCO -0.59%95 ROE % is 15.49% as of Mar. 2026, which is 3% above its 10-year median of 15.08. GuruFocus rates CVCO with a GF Score™ of 95/100 and a GF Value™ of $533.89 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 95 Homebuilding & Construction companies, Cavco Industries ranks better than 86.32% on this metric.
The historical rank and industry rank for Cavco Industries's ROE % or its related term are showing as below:
CVCO'
s ROE % Range Over the Past 10 Years
Min: 10.15 Med: 15.08 Max: 26.63
Current: 17.62
During the past 13 years, Cavco Industries's highest ROE % was 26.63%. The lowest was 10.15%. And the median was 15.08%.
CVCO's ROE % is ranked better than 86.32% of 95
companies
in the Homebuilding & Construction industry
Industry Median: 7.88
vs CVCO: 17.62
Cavco Industries (NAS:CVCO) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Cavco Industries ROE % Related Terms
Cavco Industries ROE % Historical Data
* Premium members only.
The historical data trend for Cavco Industries's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Cavco Industries's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cavco Industries ROE % vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Cavco Industries's ROE % distribution charts can be found below:
* The bar in red indicates where Cavco Industries's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Cavco Industries (CVCO) has a ROE % of 15.49% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cavco Industries and its competitors. This is near median its historical median of 15.08. Over the past decade, Cavco Industries' ROE % has ranged from 10.15 to 26.63. According to the industry distribution chart, Cavco Industries ranks #13 out of 95 companies in the Homebuilding & Construction industry, placing it in the top 13.7%.
Is Cavco Industries' ROE % too high?
Cavco Industries' current ROE % of 15.49% is near median its 10-year median of 15.08. Over the past 10 years, this metric has ranged from a low of 10.15 to a high of 26.63. The Homebuilding & Construction industry median ROE % is 7.88. Cavco Industries' value of 15.49% is 96.6% above this industry median. Based on the distribution chart, Cavco Industries ranks #13 out of 95 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Cavco Industries has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cavco Industries' ROE % compare to SKY and MTH?
According to the Homebuilding & Construction industry distribution chart, Cavco Industries ranks #13 out of 95 companies for ROE %. This places Cavco Industries in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 7.88. Cavco Industries' value of 15.49% is 96.6% above this benchmark. Historically, Cavco Industries' own ROE % has ranged from 10.15 to 26.63 over the past decade. While the company's 10-year median is 15.08 vs. the industry median of 7.88, Cavco Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Homebuilding & Construction company?
The median ROE % among Homebuilding & Construction companies is 7.88, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cavco Industries's current ROE % of 15.49% is 96.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Cavco Industries and its competitors. For the Homebuilding & Construction industry, the median ROE % is 7.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cavco Industries's current ROE % is 15.49%, which is near median its own 10-year median of 15.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cavco Industries stock overvalued right now?
Based on GuruFocus' analysis, Cavco Industries (CVCO) is currently considered Modestly Overvalued. The stock's GF Value™ is $533.89, compared to a current price of $608.52 — trading 14% above its estimated fair value. The current ROE % is 15.49%, which is near median its 10-year median of 15.08 and 96.6% above the Homebuilding & Construction industry median of 7.88. Cavco Industries' overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Cavco Industries (CVCO), the current ROE % is 15.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cavco Industries (CVCO) Overvalued in 2026?
Based on GuruFocus' analysis, Cavco Industries stock appears to be overvalued.
The current stock price of $608.52 is trading 14% above its estimated GF Value™ of $533.89.
GuruFocus considers Cavco Industries to be Modestly Overvalued.
Key valuation signals for CVCO:
ROE %: 15.49% (near median its 10-year median of 15.08)
GF Value™: $533.89 vs. price of $608.52 (14% above fair value)
Industry Position: 96.6% above the Homebuilding & Construction median (#13 of 95)
No single metric tells the full story. See the CVCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cavco Industries Inc designs and produces factory-built homes distributed through a network of independent and company-owned retailers, planned community operators and residential developers. It is also a producer of park model RVs, vacation cabins and Factory-built commercial structures. It operates principally in two segments: factory-built housing, which includes wholesale and retail factory-built housing operations and Financial services, which include manufactured housing consumer finance and insurance. The factory-built housing segment generates the majority of revenue from building and selling manufactured and modular homes to both wholesale customers and end consumers through company owned retail stores.
95GF Score
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