EZRA (Reliance Global Group) Days Payable: 18.76 (As of Mar. 2026) — 21% Below Median


EZRA Reliance Global Group Inc EZRA
36 GF Score
Price $3.08
GF Value $6.46
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Reliance Global Group Days Payable?

Reliance Global Group EZRA -5.23% 36 Days Payable is 18.76 as of Mar. 2026, which is 21% below its 10-year median of 23.79. GuruFocus rates EZRA with a GF Score™ of 36/100 and a GF Value™ of $6.46 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 54 Insurance companies, Reliance Global Group ranks worse than 74.07% on this metric.

Reliance Global Group's average Accounts Payable for the three months ended in Mar. 2026 was $0.66 Mil. Reliance Global Group's Cost of Goods Sold for the three months ended in Mar. 2026 was $3.20 Mil. Hence, Reliance Global Group's Days Payable for the three months ended in Mar. 2026 was 18.76.

The historical rank and industry rank for Reliance Global Group's Days Payable or its related term are showing as below:

EZRA' s Days Payable Range Over the Past 10 Years
Min: 6.58   Med: 23.79   Max: 851.67
Current: 26.54

During the past 12 years, Reliance Global Group's highest Days Payable was 851.67. The lowest was 6.58. And the median was 23.79.

EZRA's Days Payable is ranked worse than
74.07% of 54 companies
in the Insurance industry
Industry Median: 61.205 vs EZRA: 26.54

Reliance Global Group's Days Payable declined from Mar. 2025 (27.32) to Mar. 2026 (18.76). It may suggest that Reliance Global Group accelerated paying its suppliers.


Reliance Global Group Days Payable Historical Data

* Premium members only.

The historical data trend for Reliance Global Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reliance Global Group Days Payable Chart

Reliance Global Group Annual Data
Trend Aug15 Aug16 Aug17 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.28 22.18 22.45 25.13 17.54

Reliance Global Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.32 32.73 24.63 30.98 18.76

EZRA vs TIRXF, GOCOQ, MRSH: Days Payable Comparison

For the Insurance Brokers subindustry, Reliance Global Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reliance Global Group Days Payable vs Insurance Industry

For the Insurance industry and Financial Services sector, Reliance Global Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Reliance Global Group's Days Payable falls into.


EZRA
36GF Score
Reliance Global Group Inc EZRA
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Reliance Global Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Reliance Global Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.937 + 0.497) / 2 ) / 14.923*365
=0.717 / 14.923*365
=17.54

Reliance Global Group's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0.497 + 0.817) / 2 ) / 3.195*365 / 4
=0.657 / 3.195*365 / 4
=18.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 18.76 mean?
Reliance Global Group (EZRA) has a Days Payable of 18.76 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Reliance Global Group and its competitors. This is 21% below median its historical median of 23.79. Over the past decade, Reliance Global Group's Days Payable has ranged from 6.58 to 851.67. According to the industry distribution chart, Reliance Global Group ranks #40 out of 54 companies in the Insurance industry, placing it in the top 74.1%.
Is Reliance Global Group's Days Payable too high?
Reliance Global Group's current Days Payable of 18.76 is 21% below median its 10-year median of 23.79. Over the past 10 years, this metric has ranged from a low of 6.58 to a high of 851.67. The Insurance industry median Days Payable is 61.21. Reliance Global Group's value of 18.76 is 69.3% below this industry median. Based on the distribution chart, Reliance Global Group ranks #40 out of 54 companies in the Insurance industry, which is below the industry midpoint. Overall, Reliance Global Group has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Reliance Global Group's Days Payable compare to TIRXF and GOCOQ?
According to the Insurance industry distribution chart, Reliance Global Group ranks #40 out of 54 companies for Days Payable. This places Reliance Global Group in the lower half of its industry. The industry median Days Payable is 61.21. Reliance Global Group's value of 18.76 is 69.3% below this benchmark. Historically, Reliance Global Group's own Days Payable has ranged from 6.58 to 851.67 over the past decade. While the company's 10-year median is 23.79 vs. the industry median of 61.21, Reliance Global Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 61.21, based on 54 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reliance Global Group's current Days Payable of 18.76 is 69.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Reliance Global Group and its competitors. For the Insurance industry, the median Days Payable is 61.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reliance Global Group's current Days Payable is 18.76, which is 21% below median its own 10-year median of 23.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Global Group stock overvalued right now?
Based on GuruFocus' analysis, Reliance Global Group (EZRA) is currently considered Possible Value Trap. The stock's GF Value™ is $6.46, compared to a current price of $3.08 — trading 52.3% below its estimated fair value. The current Days Payable is 18.76, which is 21% below median its 10-year median of 23.79 and 69.3% below the Insurance industry median of 61.21. Reliance Global Group's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Reliance Global Group (EZRA), the current Days Payable is 18.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reliance Global Group (EZRA) Overvalued in 2026?

Based on GuruFocus' analysis, Reliance Global Group stock appears to be undervalued. The current stock price of $3.08 is trading 52.3% below its estimated GF Value™ of $6.46. GuruFocus considers Reliance Global Group to be Possible Value Trap.

Key valuation signals for EZRA:

  • Days Payable: 18.76 (21% below median its 10-year median of 23.79)
  • GF Value™: $6.46 vs. price of $3.08 (52.3% below fair value)
  • GF Score™: 36/100 with 6 warning signs
  • Industry Position: 69.3% below the Insurance median (#40 of 54)

No single metric tells the full story. See the EZRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Reliance Global Group Business Description

Address 300 Boulevard of the Americas, Suite 105, Lakewood, NJ, USA, 08701
Reliance Global Group Inc operates as a holding company that acquires, owns, and actively manages insurance and technology-focused businesses. The company focuses on growing by pursuing acquisition strategies initially, and focuses on wholesale and retail insurance agencies. Its primary move is to identify specific risks to reward arbitrage opportunities and develop these on a national platform, thereby increasing revenues and returns, and then identify and acquire undervalued wholesale and retail insurance agencies with operations in growing or underserved segments, expand and optimize their operations. The Company operates as a single operating segment, the Insurance Segment, earning its revenues from insurance commissions.
36GF Score

Get the complete analysis for EZRA

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.08
Price
$6.46
GF Value