Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Reliance Global Group's
Operating Income
for the
three
months ended in Mar. 2026 was $-1.24 Mil. Reliance Global Group's Interest Expense for the
three
months ended in Mar. 2026 was $-0.13 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Reliance Global Group's Interest Coverage or its related term are showing as below:
EZRA's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26 * Ranked among companies with meaningful Interest Coverage only.
Reliance Global Group (NAS:EZRA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Reliance Global Group Interest Coverage Related Terms
Reliance Global Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Reliance Global Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
EZRA vs TIRXF, GOCOQ, MRSH: Interest Coverage Comparison
For the Insurance Brokers subindustry, Reliance Global Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reliance Global Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Reliance Global Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Reliance Global Group's Interest Coverage falls into.
Reliance Global Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Reliance Global Group did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Reliance Global Group (EZRA) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Reliance Global Group and its competitors. According to the industry distribution chart, Reliance Global Group ranks #999999 out of 353 companies in the Insurance industry.
Is Reliance Global Group's Interest Coverage too high?
Reliance Global Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Reliance Global Group ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Reliance Global Group has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Reliance Global Group's Interest Coverage compare to TIRXF and GOCOQ?
According to the Insurance industry distribution chart, Reliance Global Group ranks #999999 out of 353 companies for Interest Coverage. This places Reliance Global Group in the lower half of its industry. The industry median Interest Coverage is 16.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Reliance Global Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reliance Global Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Global Group stock overvalued right now?
Based on GuruFocus' analysis, Reliance Global Group (EZRA) is currently considered Possible Value Trap. The stock's GF Value™ is $6.49, compared to a current price of $3.24 — trading 50% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Reliance Global Group's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Reliance Global Group (EZRA), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reliance Global Group (EZRA) Overvalued in 2026?
Based on GuruFocus' analysis, Reliance Global Group stock appears to be undervalued.
The current stock price of $3.24 is trading 50% below its estimated GF Value™ of $6.49.
GuruFocus considers Reliance Global Group to be Possible Value Trap.
Key valuation signals for EZRA:
Interest Coverage: 0 (At Loss)
GF Value™: $6.49 vs. price of $3.24 (50% below fair value)
No single metric tells the full story. See the EZRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reliance Global Group Inc operates as a holding company that acquires, owns, and actively manages insurance and technology-focused businesses. The company focuses on growing by pursuing acquisition strategies initially, and focuses on wholesale and retail insurance agencies. Its primary move is to identify specific risks to reward arbitrage opportunities and develop these on a national platform, thereby increasing revenues and returns, and then identify and acquire undervalued wholesale and retail insurance agencies with operations in growing or underserved segments, expand and optimize their operations. The Company operates as a single operating segment, the Insurance Segment, earning its revenues from insurance commissions.
40GF Score
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