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Reliance Global GroupEZRA 45 Debt-to-Equity is 0.78 as of Jun. 2026, which is 25% below its 10-year median of 1.04. GuruFocus rates EZRA with a GF Score™ of 45/100 and a GF Value™ of $3.11 (Fairly Valued). The stock has 5 warning signs investors should review. Among 395 Insurance companies, Reliance Global Group ranks worse than 87.59% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Reliance Global Group's Debt-to-Equity or its related term are showing as below:
EZRA'
s Debt-to-Equity Range Over the Past 10 Years
Min: -221.75 Med: 1.04 Max: 67.37
Current: 0.78
During the past 12 years, the highest Debt-to-Equity Ratio of Reliance Global Group was 67.37. The lowest was -221.75. And the median was 1.04.
EZRA's Debt-to-Equity is ranked worse than 87.59% of 395
companies
in the Insurance industry
Industry Median: 0.21
vs EZRA: 0.78
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Reliance Global Group Debt-to-Equity Related Terms
Reliance Global Group Debt-to-Equity Historical Data
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The historical data trend for Reliance Global Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZRA vs GOCOQ, ZBAO, MRSH: Debt-to-Equity Comparison
For the Insurance Brokers subindustry, Reliance Global Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reliance Global Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Reliance Global Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Reliance Global Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Reliance Global Group (EZRA) has a Debt-to-Equity of 0.78 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Reliance Global Group and its competitors. This is 25% below median its historical median of 1.04. According to the industry distribution chart, Reliance Global Group ranks #346 out of 395 companies in the Insurance industry, placing it in the top 87.6%.
Is Reliance Global Group's Debt-to-Equity too high?
Reliance Global Group's current Debt-to-Equity of 0.78 is 25% below median its 10-year median of 1.04. The Insurance industry median Debt-to-Equity is 0.21. Reliance Global Group's value of 0.78 is 271.4% above this industry median. Based on the distribution chart, Reliance Global Group ranks #346 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Reliance Global Group has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Reliance Global Group's Debt-to-Equity compare to GOCOQ and ZBAO?
According to the Insurance industry distribution chart, Reliance Global Group ranks #346 out of 395 companies for Debt-to-Equity. This places Reliance Global Group in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Reliance Global Group's value of 0.78 is 271.4% above this benchmark. While the company's 10-year median is 1.04 vs. the industry median of 0.21, Reliance Global Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reliance Global Group's current Debt-to-Equity of 0.78 is 271.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Reliance Global Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reliance Global Group's current Debt-to-Equity is 0.78, which is 25% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Global Group stock overvalued right now?
Based on GuruFocus' analysis, Reliance Global Group (EZRA) is currently considered Fairly Valued. The stock's GF Value™ is $3.11, compared to a current price of $2.83 — trading 9% below its estimated fair value. The current Debt-to-Equity is 0.78, which is 25% below median its 10-year median of 1.04 and 271.4% above the Insurance industry median of 0.21. Reliance Global Group's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Reliance Global Group (EZRA), the current Debt-to-Equity is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reliance Global Group (EZRA) Overvalued in 2026?
Based on GuruFocus' analysis, Reliance Global Group stock appears to be undervalued.
The current stock price of $2.83 is trading 9% below its estimated GF Value™ of $3.11.
GuruFocus considers Reliance Global Group to be Fairly Valued.
Key valuation signals for EZRA:
Debt-to-Equity: 0.78 (25% below median its 10-year median of 1.04)
GF Value™: $3.11 vs. price of $2.83 (9% below fair value)
Industry Position: 271.4% above the Insurance median (#346 of 395)
No single metric tells the full story. See the EZRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reliance Global Group Inc operates as a holding company that acquires, owns, and actively manages insurance and technology-focused businesses. The company focuses on growing by pursuing acquisition strategies initially, and focuses on wholesale and retail insurance agencies. Its primary move is to identify specific risks to reward arbitrage opportunities and develop these on a national platform, thereby increasing revenues and returns, and then identify and acquire undervalued wholesale and retail insurance agencies with operations in growing or underserved segments, expand and optimize their operations. The Company operates as a single operating segment, the Insurance Segment, earning its revenues from insurance commissions.
45GF Score
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