EZRA (Reliance Global Group) LT-Debt-to-Total-Asset: 0.33 (As of Mar. 2026)

What is Reliance Global Group LT-Debt-to-Total-Asset?

Reliance Global Group EZRA -1.04% 36 LT-Debt-to-Total-Asset is 0.33 as of Mar. 2026. GuruFocus rates EZRA with a GF Score™ of 36/100 and a GF Value™ of $6.44 (Possible Value Trap). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Reliance Global Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.33.

Reliance Global Group's long-term debt to total assets ratio declined from Mar. 2025 (0.61) to Mar. 2026 (0.33). It may suggest that Reliance Global Group is progressively becoming less dependent on debt to grow their business.

Reliance Global Group (NAS:EZRA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Reliance Global Group LT-Debt-to-Total-Asset Related Terms

Reliance Global Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Reliance Global Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reliance Global Group LT-Debt-to-Total-Asset Chart

Reliance Global Group Annual Data

Trend

Aug15

Aug16

Aug17

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.30

0.38

0.54

0.62

0.35

Reliance Global Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.61	0.55	0.35	0.35	0.33

36GF Score

Reliance Global Group Inc EZRA

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Reliance Global Group LT-Debt-to-Total-Asset Calculation

Reliance Global Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	4.724	/	13.548
	=	0.35

Reliance Global Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4.508	/	13.788
	=	0.33

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.33 mean?

Reliance Global Group (EZRA) has a LT-Debt-to-Total-Asset of 0.33 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Reliance Global Group and its competitors.

Is Reliance Global Group's LT-Debt-to-Total-Asset too high?

Reliance Global Group's current LT-Debt-to-Total-Asset is 0.33. Overall, Reliance Global Group has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Reliance Global Group's LT-Debt-to-Total-Asset compare to TIRXF and GOCOQ?

Reliance Global Group's LT-Debt-to-Total-Asset of 0.33 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Reliance Global Group and its competitors. Reliance Global Group's current LT-Debt-to-Total-Asset is 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Reliance Global Group stock overvalued right now?

Based on GuruFocus' analysis, Reliance Global Group (EZRA) is currently considered Possible Value Trap. The stock's GF Value™ is $6.44, compared to a current price of $2.86 — trading 55.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.33. Reliance Global Group's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Reliance Global Group (EZRA), the current LT-Debt-to-Total-Asset is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reliance Global Group (EZRA) Overvalued in 2026?

Based on GuruFocus' analysis, Reliance Global Group stock appears to be undervalued. The current stock price of $2.86 is trading 55.6% below its estimated GF Value™ of $6.44. GuruFocus considers Reliance Global Group to be Possible Value Trap.

Key valuation signals for EZRA:

LT-Debt-to-Total-Asset: 0.33
GF Value™: $6.44 vs. price of $2.86 (55.6% below fair value)
GF Score™: 36/100 with 6 warning signs

No single metric tells the full story. See the EZRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Reliance Global Group Business Description

Industry Financial Services Insurance

Comparable Companies TIRXF GOCOQ MRSH AON AJG WTW BRO ERIE BOM:543390 NP ASX:SDF CRVL SAU:8313 ARX ASX:AUB BWIN MEX:GPROFUT XSGO:BANVIDA LIFE GSHD

Address 300 Boulevard of the Americas, Suite 105, Lakewood, NJ, USA, 08701

Website https://www.relianceglobalgroup.com

Reliance Global Group Inc operates as a holding company that acquires, owns, and actively manages insurance and technology-focused businesses. The company focuses on growing by pursuing acquisition strategies initially, and focuses on wholesale and retail insurance agencies. Its primary move is to identify specific risks to reward arbitrage opportunities and develop these on a national platform, thereby increasing revenues and returns, and then identify and acquire undervalued wholesale and retail insurance agencies with operations in growing or underserved segments, expand and optimize their operations. The Company operates as a single operating segment, the Insurance Segment, earning its revenues from insurance commissions.

36GF Score

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$2.86

Price

$6.44

GF Value

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