Titan Machinery (FRA:3TY) Days Payable: 8.30 (As of Apr. 2026) — 34% Above Median


FRA:3TY Titan Machinery Inc FRA:3TY
61 GF Score
Price €18.60
GF Value €14.54
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Titan Machinery Days Payable?

Titan Machinery FRA:3TY +0.54% 61 Days Payable is 8.30 as of Apr. 2026, which is 34% above its 10-year median of 6.19. GuruFocus rates FRA:3TY with a GF Score™ of 61/100 and a GF Value™ of €14.54 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 154 Industrial Distribution companies, Titan Machinery ranks worse than 98.05% on this metric.

Titan Machinery's average Accounts Payable for the three months ended in Apr. 2026 was €34 Mil. Titan Machinery's Cost of Goods Sold for the three months ended in Apr. 2026 was €370 Mil. Hence, Titan Machinery's Days Payable for the three months ended in Apr. 2026 was 8.30.

The historical rank and industry rank for Titan Machinery's Days Payable or its related term are showing as below:

FRA:3TY' s Days Payable Range Over the Past 10 Years
Min: 5.62   Med: 6.19   Max: 7.99
Current: 7.99

During the past 13 years, Titan Machinery's highest Days Payable was 7.99. The lowest was 5.62. And the median was 6.19.

FRA:3TY's Days Payable is ranked worse than
98.05% of 154 companies
in the Industrial Distribution industry
Industry Median: 56.115 vs FRA:3TY: 7.99

Titan Machinery's Days Payable increased from Apr. 2025 (8.12) to Apr. 2026 (8.30). It may suggest that Titan Machinery delayed paying its suppliers.


Titan Machinery Days Payable Historical Data

* Premium members only.

The historical data trend for Titan Machinery's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan Machinery Days Payable Chart

Titan Machinery Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.86 6.73 6.98 6.24 6.90

Titan Machinery Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.12 9.34 7.50 6.73 8.30

FRA:3TY vs BXC, EVI, TLIH: Days Payable Comparison

For the Industrial Distribution subindustry, Titan Machinery's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan Machinery Days Payable vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Titan Machinery's Days Payable distribution charts can be found below:

* The bar in red indicates where Titan Machinery's Days Payable falls into.


FRA:3TY
61GF Score
Titan Machinery Inc FRA:3TY
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Titan Machinery Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Titan Machinery's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as

Days Payable (A: Jan. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jan. 2025 ) + Accounts Payable (A: Jan. 2026 )) / count ) / Cost of Goods Sold (A: Jan. 2026 )*Days in Period
=( (35.902 + 29.918) / 2 ) / 1739.913*365
=32.91 / 1739.913*365
=6.90

Titan Machinery's Days Payable for the quarter that ended in Apr. 2026 is calculated as:

Days Payable (Q: Apr. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jan. 2026 ) + Accounts Payable (Q: Apr. 2026 )) / count ) / Cost of Goods Sold (Q: Apr. 2026 )*Days in Period
=( (29.918 + 37.433) / 2 ) / 370.299*365 / 4
=33.6755 / 370.299*365 / 4
=8.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 8.30 mean?
Titan Machinery (FRA:3TY) has a Days Payable of 8.30 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Titan Machinery and its competitors. This is 34% above median its historical median of 6.19. Over the past decade, Titan Machinery's Days Payable has ranged from 5.62 to 7.99. According to the industry distribution chart, Titan Machinery ranks #151 out of 154 companies in the Industrial Distribution industry, placing it in the top 98.1%.
Is Titan Machinery's Days Payable too high?
Titan Machinery's current Days Payable of 8.30 is 34% above median its 10-year median of 6.19. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 7.99. The Industrial Distribution industry median Days Payable is 56.12. Titan Machinery's value of 8.30 is 85.2% below this industry median. Based on the distribution chart, Titan Machinery ranks #151 out of 154 companies in the Industrial Distribution industry, which is in the bottom quartile relative to peers. Overall, Titan Machinery has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan Machinery's Days Payable compare to BXC and EVI?
According to the Industrial Distribution industry distribution chart, Titan Machinery ranks #151 out of 154 companies for Days Payable. This places Titan Machinery in the lower half of its industry. The industry median Days Payable is 56.12. Titan Machinery's value of 8.30 is 85.2% below this benchmark. Historically, Titan Machinery's own Days Payable has ranged from 5.62 to 7.99 over the past decade. While the company's 10-year median is 6.19 vs. the industry median of 56.12, Titan Machinery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Industrial Distribution company?
The median Days Payable among Industrial Distribution companies is 56.12, based on 154 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan Machinery's current Days Payable of 8.30 is 85.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Titan Machinery and its competitors. For the Industrial Distribution industry, the median Days Payable is 56.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan Machinery's current Days Payable is 8.30, which is 34% above median its own 10-year median of 6.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Machinery stock overvalued right now?
Based on GuruFocus' analysis, Titan Machinery (FRA:3TY) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.54, compared to a current price of €18.60 — trading 27.9% above its estimated fair value. The current Days Payable is 8.30, which is 34% above median its 10-year median of 6.19 and 85.2% below the Industrial Distribution industry median of 56.12. Titan Machinery's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Titan Machinery (FRA:3TY), the current Days Payable is 8.30 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan Machinery (FRA:3TY) Overvalued in 2026?

Based on GuruFocus' analysis, Titan Machinery stock appears to be overvalued. The current stock price of €18.60 is trading 27.9% above its estimated GF Value™ of €14.54. GuruFocus considers Titan Machinery to be Modestly Overvalued.

Key valuation signals for FRA:3TY:

  • Days Payable: 8.30 (34% above median its 10-year median of 6.19)
  • GF Value™: €14.54 vs. price of €18.60 (27.9% above fair value)
  • GF Score™: 61/100 with 8 warning signs
  • Industry Position: 85.2% below the Industrial Distribution median (#151 of 154)

No single metric tells the full story. See the FRA:3TY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan Machinery Business Description

Other Exchanges TITN:USA
Address 644 East Beaton Drive, West Fargo, ND, USA, 58078-2648
Titan Machinery Inc owns and operates a network of full-service agricultural and construction equipment stores. The company sells and repairs agricultural equipment, including machinery and attachments for large-scale farming and home and gardening purposes, as well as construction equipment. It operates through following segments: The Agriculture segment sells, services, and rents machinery and related parts and attachments, for uses ranging from large-scale farming to home and garden use, The construction segment sells, services, and rents machinery, and related parts and attachments, for uses ranging from heavy construction to light industrial machinery use, and the Europe and Australia segments.
61GF Score

Get the complete analysis for FRA:3TY

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.60
Price
€14.54
GF Value