Titan Machinery (FRA:3TY) Debt-to-Equity: 1.52 (As of Apr. 2026) — 13% Above Median

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FRA:3TY Titan Machinery Inc FRA:3TY
66 GF Score
Price €16.70
GF Value €14.03
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Titan Machinery Debt-to-Equity?

Titan Machinery FRA:3TY 66 Debt-to-Equity is 1.52 as of Apr. 2026, which is 13% above its 10-year median of 1.35. GuruFocus rates FRA:3TY with a GF Score™ of 66/100 and a GF Value™ of €14.03 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 148 Industrial Distribution companies, Titan Machinery ranks worse than 91.89% on this metric.

Titan Machinery's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €529 Mil. Titan Machinery's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €204 Mil. Titan Machinery's Total Stockholders Equity for the quarter that ended in Apr. 2026 was €484 Mil. Titan Machinery's debt to equity for the quarter that ended in Apr. 2026 was 1.52.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Titan Machinery's Debt-to-Equity or its related term are showing as below:

FRA:3TY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.67   Med: 1.35   Max: 2.03
Current: 1.52

During the past 13 years, the highest Debt-to-Equity Ratio of Titan Machinery was 2.03. The lowest was 0.67. And the median was 1.35.

FRA:3TY's Debt-to-Equity is ranked worse than
91.89% of 148 companies
in the Industrial Distribution industry
Industry Median: 0.49 vs FRA:3TY: 1.52

Titan Machinery  (FRA:3TY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Titan Machinery Debt-to-Equity Related Terms


Titan Machinery Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Titan Machinery's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan Machinery Debt-to-Equity Chart

Titan Machinery Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.77 1.64 1.63 1.43

Titan Machinery Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 1.82 1.64 1.43 1.52

FRA:3TY vs BXC, EVI, TLIH: Debt-to-Equity Comparison

For the Industrial Distribution subindustry, Titan Machinery's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan Machinery Debt-to-Equity vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Titan Machinery's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Titan Machinery's Debt-to-Equity falls into.


FRA:3TY
66GF Score
Titan Machinery Inc FRA:3TY
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Titan Machinery Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Titan Machinery's Debt to Equity Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Titan Machinery's Debt to Equity Ratio for the quarter that ended in Apr. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.52 mean?
Titan Machinery (FRA:3TY) has a Debt-to-Equity of 1.52 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Titan Machinery and its competitors. This is 13% above median its historical median of 1.35. Over the past decade, Titan Machinery's Debt-to-Equity has ranged from 0.67 to 2.03. According to the industry distribution chart, Titan Machinery ranks #136 out of 148 companies in the Industrial Distribution industry, placing it in the top 91.9%.
Is Titan Machinery's Debt-to-Equity too high?
Titan Machinery's current Debt-to-Equity of 1.52 is 13% above median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 2.03. The Industrial Distribution industry median Debt-to-Equity is 0.49. Titan Machinery's value of 1.52 is 210.2% above this industry median. Based on the distribution chart, Titan Machinery ranks #136 out of 148 companies in the Industrial Distribution industry, which is in the bottom quartile relative to peers. Overall, Titan Machinery has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan Machinery's Debt-to-Equity compare to BXC and EVI?
According to the Industrial Distribution industry distribution chart, Titan Machinery ranks #136 out of 148 companies for Debt-to-Equity. This places Titan Machinery in the lower half of its industry. The industry median Debt-to-Equity is 0.49. Titan Machinery's value of 1.52 is 210.2% above this benchmark. Historically, Titan Machinery's own Debt-to-Equity has ranged from 0.67 to 2.03 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 0.49, Titan Machinery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Industrial Distribution company?
The median Debt-to-Equity among Industrial Distribution companies is 0.49, based on 148 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan Machinery's current Debt-to-Equity of 1.52 is 210.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Titan Machinery and its competitors. For the Industrial Distribution industry, the median Debt-to-Equity is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan Machinery's current Debt-to-Equity is 1.52, which is 13% above median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Machinery stock overvalued right now?
Based on GuruFocus' analysis, Titan Machinery (FRA:3TY) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.03, compared to a current price of €16.70 — trading 19% above its estimated fair value. The current Debt-to-Equity is 1.52, which is 13% above median its 10-year median of 1.35 and 210.2% above the Industrial Distribution industry median of 0.49. Titan Machinery's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Titan Machinery (FRA:3TY), the current Debt-to-Equity is 1.52 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan Machinery (FRA:3TY) Overvalued in 2026?

Based on GuruFocus' analysis, Titan Machinery stock appears to be overvalued. The current stock price of €16.70 is trading 19% above its estimated GF Value™ of €14.03. GuruFocus considers Titan Machinery to be Modestly Overvalued.

Key valuation signals for FRA:3TY:

  • Debt-to-Equity: 1.52 (13% above median its 10-year median of 1.35)
  • GF Value™: €14.03 vs. price of €16.70 (19% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 210.2% above the Industrial Distribution median (#136 of 148)

No single metric tells the full story. See the FRA:3TY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan Machinery Business Description

Other Exchanges TITN:USA
Address 644 East Beaton Drive, West Fargo, ND, USA, 58078-2648
Titan Machinery Inc owns and operates a network of full-service agricultural and construction equipment stores. The company sells and repairs agricultural equipment, including machinery and attachments for large-scale farming and home and gardening purposes, as well as construction equipment. It operates through following segments: The Agriculture segment sells, services, and rents machinery and related parts and attachments, for uses ranging from large-scale farming to home and garden use, The construction segment sells, services, and rents machinery, and related parts and attachments, for uses ranging from heavy construction to light industrial machinery use, and the Europe and Australia segments.
66GF Score

Get the complete analysis for FRA:3TY

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.70
Price
€14.03
GF Value