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Titan Machinery has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Titan Machinery Inc displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Titan Machinery did not have earnings to cover the interest expense.
Titan Machinery's debt to revenue ratio for the quarter that ended in Apr. 2026 was 0.41.
As of today, Titan Machinery's Altman Z-Score is 2.18.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Titan Machinery has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Titan Machinery Financial Strength Related Terms
FRA:3TY vs BXC, EVI, TLIH: Financial Strength Comparison
For the Industrial Distribution subindustry, Titan Machinery's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Titan Machinery Financial Strength vs Industrial Distribution Industry
For the Industrial Distribution industry and Industrials sector, Titan Machinery's Financial Strength distribution charts can be found below:
* The bar in red indicates where Titan Machinery's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Titan Machinery has a Z-score of 2.18, indicating it is in Grey Zones. This implies that Titan Machinery is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.18 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Titan Machinery (FRA:3TY) has a Financial Strength of 3 as of Apr. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Titan Machinery and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Titan Machinery's Financial Strength has ranged from 3.00 to 7.00.
Is Titan Machinery's Financial Strength too high?
Titan Machinery's current Financial Strength of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, Titan Machinery has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Titan Machinery's Financial Strength compare to BXC and EVI?
Titan Machinery's Financial Strength of 3 can be compared against companies in the Industrial Distribution industry. Historically, Titan Machinery's own Financial Strength has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Industrial Distribution company?
A good Financial Strength depends on the Industrial Distribution industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Titan Machinery and its competitors. Titan Machinery's current Financial Strength is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Machinery stock overvalued right now?
Titan Machinery (FRA:3TY) has a current Financial Strength of 3. The stock's GF Value™ is €14.06, compared to a current price of €16.10 — trading 14.5% above its estimated fair value. The current Financial Strength is 3, which is 40% below median its 10-year median of 5.00. Titan Machinery's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Titan Machinery (FRA:3TY), the current Financial Strength is 3 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Titan Machinery (FRA:3TY) Overvalued in 2026?
Based on GuruFocus' analysis, Titan Machinery stock appears to be overvalued.
The current stock price of €16.10 is trading 14.5% above its estimated GF Value™ of €14.06.
Key valuation signals for FRA:3TY:
Financial Strength: 3 (40% below median its 10-year median of 5.00)
GF Value™: €14.06 vs. price of €16.10 (14.5% above fair value)
No single metric tells the full story. See the FRA:3TY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Titan Machinery Inc owns and operates a network of full-service agricultural and construction equipment stores. The company sells and repairs agricultural equipment, including machinery and attachments for large-scale farming and home and gardening purposes, as well as construction equipment. It operates through following segments: The Agriculture segment sells, services, and rents machinery and related parts and attachments, for uses ranging from large-scale farming to home and garden use, The construction segment sells, services, and rents machinery, and related parts and attachments, for uses ranging from heavy construction to light industrial machinery use, and the Europe and Australia segments.
67GF Score
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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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