Titan Machinery (FRA:3TY) Liabilities-to-Assets : 0.65 (As of Apr. 2026)

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FRA:3TY Titan Machinery Inc FRA:3TY
66 GF Score
Price €17.00
GF Value €15.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Titan Machinery Liabilities-to-Assets?

Titan Machinery FRA:3TY -2.30% 66 Liabilities-to-Assets is 0.65 as of Apr. 2026. GuruFocus rates FRA:3TY with a GF Score™ of 66/100 and a GF Value™ of €15.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Titan Machinery's Total Liabilities for the quarter that ended in Apr. 2026 was €896 Mil. Titan Machinery's Total Assets for the quarter that ended in Apr. 2026 was €1,381 Mil. Therefore, Titan Machinery's Liabilities-to-Assets Ratio for the quarter that ended in Apr. 2026 was 0.65.


Titan Machinery  (FRA:3TY) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Titan Machinery Liabilities-to-Assets Related Terms


Titan Machinery Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Titan Machinery's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan Machinery Liabilities-to-Assets Chart

Titan Machinery Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.55 0.67 0.66 0.64

Titan Machinery Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.68 0.65 0.64 0.65

FRA:3TY vs BXC, EVI, TLIH: Liabilities-to-Assets Comparison

For the Industrial Distribution subindustry, Titan Machinery's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan Machinery Liabilities-to-Assets vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Titan Machinery's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Titan Machinery's Liabilities-to-Assets falls into.


FRA:3TY
66GF Score
Titan Machinery Inc FRA:3TY
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Titan Machinery Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Titan Machinery's Liabilities-to-Assets Ratio for the fiscal year that ended in Jan. 2026 is calculated as:

Liabilities-to-Assets (A: Jan. 2026 )=Total Liabilities/Total Assets
=883.023/1376.006
=0.64

Titan Machinery's Liabilities-to-Assets Ratio for the quarter that ended in Apr. 2026 is calculated as

Liabilities-to-Assets (Q: Apr. 2026 )=Total Liabilities/Total Assets
=896.294/1380.632
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.65 mean?
Titan Machinery (FRA:3TY) has a Liabilities-to-Assets of 0.65 as of Apr. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Titan Machinery and its competitors.
Is Titan Machinery's Liabilities-to-Assets too high?
Titan Machinery's current Liabilities-to-Assets is 0.65. Overall, Titan Machinery has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan Machinery's Liabilities-to-Assets compare to BXC and EVI?
Titan Machinery's Liabilities-to-Assets of 0.65 can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Industrial Distribution company?
A good Liabilities-to-Assets depends on the Industrial Distribution industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Titan Machinery and its competitors. Titan Machinery's current Liabilities-to-Assets is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Machinery stock overvalued right now?
Based on GuruFocus' analysis, Titan Machinery (FRA:3TY) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.20, compared to a current price of €17.00 — trading 11.8% above its estimated fair value. The current Liabilities-to-Assets is 0.65. Titan Machinery's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Titan Machinery (FRA:3TY), the current Liabilities-to-Assets is 0.65 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan Machinery (FRA:3TY) Overvalued in 2026?

Based on GuruFocus' analysis, Titan Machinery stock appears to be overvalued. The current stock price of €17.00 is trading 11.8% above its estimated GF Value™ of €15.20. GuruFocus considers Titan Machinery to be Modestly Overvalued.

Key valuation signals for FRA:3TY:

  • Liabilities-to-Assets: 0.65
  • GF Value™: €15.20 vs. price of €17.00 (11.8% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the FRA:3TY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan Machinery Business Description

Other Exchanges TITN:USA
Address 644 East Beaton Drive, West Fargo, ND, USA, 58078-2648
Titan Machinery Inc owns and operates a network of full-service agricultural and construction equipment stores. The company sells and repairs agricultural equipment, including machinery and attachments for large-scale farming and home and gardening purposes, as well as construction equipment. It operates through following segments: The Agriculture segment sells, services, and rents machinery and related parts and attachments, for uses ranging from large-scale farming to home and garden use, The construction segment sells, services, and rents machinery, and related parts and attachments, for uses ranging from heavy construction to light industrial machinery use, and the Europe and Australia segments.
66GF Score

Get the complete analysis for FRA:3TY

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.00
Price
€15.20
GF Value