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Titan MachineryFRA:3TY -0.61%66 Debt-to-EBITDA is 45.38 as of Apr. 2026, which is 451% above its 10-year median of 8.24. GuruFocus rates FRA:3TY with a GF Score™ of 66/100 and a GF Value™ of €14.00 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 139 Industrial Distribution companies, Titan Machinery ranks worse than 98.56% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Titan Machinery's Debt-to-EBITDA or its related term are showing as below:
FRA:3TY'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.47 Med: 8.24 Max: 23.48
Current: 23.02
During the past 13 years, the highest Debt-to-EBITDA Ratio of Titan Machinery was 23.48. The lowest was 2.47. And the median was 8.24.
FRA:3TY's Debt-to-EBITDA is ranked worse than 98.56% of 139
companies
in the Industrial Distribution industry
Industry Median: 2.41
vs FRA:3TY: 23.02
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Titan Machinery Debt-to-EBITDA Related Terms
Titan Machinery Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Titan Machinery's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3TY vs BXC, EVI, TLIH: Debt-to-EBITDA Comparison
For the Industrial Distribution subindustry, Titan Machinery's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Titan Machinery Debt-to-EBITDA vs Industrial Distribution Industry
For the Industrial Distribution industry and Industrials sector, Titan Machinery's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Titan Machinery's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Titan Machinery (FRA:3TY) has a Debt-to-EBITDA of 45.38 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Titan Machinery. This is 451% above median its historical median of 8.24. Over the past decade, Titan Machinery's Debt-to-EBITDA has ranged from 2.47 to 23.48. According to the industry distribution chart, Titan Machinery ranks #137 out of 139 companies in the Industrial Distribution industry, placing it in the top 98.6%.
Is Titan Machinery's Debt-to-EBITDA too high?
Titan Machinery's current Debt-to-EBITDA of 45.38 is 451% above median its 10-year median of 8.24. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 23.48. The Industrial Distribution industry median Debt-to-EBITDA is 2.41. Titan Machinery's value of 45.38 is 1783% above this industry median. Based on the distribution chart, Titan Machinery ranks #137 out of 139 companies in the Industrial Distribution industry, which is in the bottom quartile relative to peers. Overall, Titan Machinery has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan Machinery's Debt-to-EBITDA compare to BXC and EVI?
According to the Industrial Distribution industry distribution chart, Titan Machinery ranks #137 out of 139 companies for Debt-to-EBITDA. This places Titan Machinery in the lower half of its industry. The industry median Debt-to-EBITDA is 2.41. Titan Machinery's value of 45.38 is 1783% above this benchmark. Historically, Titan Machinery's own Debt-to-EBITDA has ranged from 2.47 to 23.48 over the past decade. While the company's 10-year median is 8.24 vs. the industry median of 2.41, Titan Machinery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Industrial Distribution company?
The median Debt-to-EBITDA among Industrial Distribution companies is 2.41, based on 139 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan Machinery's current Debt-to-EBITDA of 45.38 is 1783% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Titan Machinery. For the Industrial Distribution industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan Machinery's current Debt-to-EBITDA is 45.38, which is 451% above median its own 10-year median of 8.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Machinery stock overvalued right now?
Based on GuruFocus' analysis, Titan Machinery (FRA:3TY) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.00, compared to a current price of €16.40 — trading 17.1% above its estimated fair value. The current Debt-to-EBITDA is 45.38, which is 451% above median its 10-year median of 8.24 and 1783% above the Industrial Distribution industry median of 2.41. Titan Machinery's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Titan Machinery (FRA:3TY), the current Debt-to-EBITDA is 45.38 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Titan Machinery (FRA:3TY) Overvalued in 2026?
Based on GuruFocus' analysis, Titan Machinery stock appears to be overvalued.
The current stock price of €16.40 is trading 17.1% above its estimated GF Value™ of €14.00.
GuruFocus considers Titan Machinery to be Modestly Overvalued.
Key valuation signals for FRA:3TY:
Debt-to-EBITDA: 45.38 (451% above median its 10-year median of 8.24)
GF Value™: €14.00 vs. price of €16.40 (17.1% above fair value)
Industry Position: 1783% above the Industrial Distribution median (#137 of 139)
No single metric tells the full story. See the FRA:3TY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Titan Machinery Inc owns and operates a network of full-service agricultural and construction equipment stores. The company sells and repairs agricultural equipment, including machinery and attachments for large-scale farming and home and gardening purposes, as well as construction equipment. It operates through following segments: The Agriculture segment sells, services, and rents machinery and related parts and attachments, for uses ranging from large-scale farming to home and garden use, The construction segment sells, services, and rents machinery, and related parts and attachments, for uses ranging from heavy construction to light industrial machinery use, and the Europe and Australia segments.
66GF Score
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