PROG HoldingsFRA:AZD -3.05%90 Days Payable is 44.88 as of Mar. 2026, which is 58% below its 10-year median of 106.57. GuruFocus rates FRA:AZD with a GF Score™ of 90/100 and a GF Value™ of €34.67 (Fairly Valued). The stock has 8 warning signs investors should review. Among 941 Business Services companies, PROG Holdings ranks better than 79.6% on this metric.
The historical rank and industry rank for PROG Holdings's Days Payable or its related term are showing as below:
FRA:AZD'
s Days Payable Range Over the Past 10 Years
Min: 105.47 Med: 106.57 Max: 118.8
Current: 118.8
During the past 13 years, PROG Holdings's highest Days Payable was 118.80. The lowest was 105.47. And the median was 106.57.
FRA:AZD's Days Payable is ranked better than 79.6% of 941
companies
in the Business Services industry
Industry Median: 46.9
vs FRA:AZD: 118.80
PROG Holdings's Days Payable
increased
from Mar. 2025 (0.00) to Mar. 2026 (44.88).
It may suggest that PROG Holdingsdelayed paying its suppliers.
PROG Holdings Days Payable Related Terms
PROG Holdings Days Payable Historical Data
* Premium members only.
The historical data trend for PROG Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:AZD vs VSTS, WLFC, CTOS: Days Payable Comparison
For the Rental & Leasing Services subindustry, PROG Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PROG Holdings Days Payable vs Business Services Industry
For the Business Services industry and Industrials sector, PROG Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where PROG Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PROG Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PROG Holdings (FRA:AZD) has a Days Payable of 44.88 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PROG Holdings and its competitors. This is 58% below median its historical median of 106.57. Over the past decade, PROG Holdings' Days Payable has ranged from 105.47 to 118.80. According to the industry distribution chart, PROG Holdings ranks #192 out of 941 companies in the Business Services industry, placing it in the top 20.4%.
Is PROG Holdings' Days Payable too high?
PROG Holdings' current Days Payable of 44.88 is 58% below median its 10-year median of 106.57. Over the past 10 years, this metric has ranged from a low of 105.47 to a high of 118.80. The Business Services industry median Days Payable is 46.90. PROG Holdings' value of 44.88 is 4.3% below this industry median. Based on the distribution chart, PROG Holdings ranks #192 out of 941 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' Days Payable compare to VSTS and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #192 out of 941 companies for Days Payable. This places PROG Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median Days Payable is 46.90. PROG Holdings' value of 44.88 is 4.3% below this benchmark. Historically, PROG Holdings' own Days Payable has ranged from 105.47 to 118.80 over the past decade. While the company's 10-year median is 106.57 vs. the industry median of 46.90, PROG Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 46.90, based on 941 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current Days Payable of 44.88 is 4.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PROG Holdings and its competitors. For the Business Services industry, the median Days Payable is 46.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current Days Payable is 44.88, which is 58% below median its own 10-year median of 106.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (FRA:AZD) is currently considered Fairly Valued. The stock's GF Value™ is €34.67, compared to a current price of €38.20 — trading 10.2% above its estimated fair value. The current Days Payable is 44.88, which is 58% below median its 10-year median of 106.57 and 4.3% below the Business Services industry median of 46.90. PROG Holdings' overall GF Score™ is 90/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PROG Holdings (FRA:AZD), the current Days Payable is 44.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PROG Holdings (FRA:AZD) Overvalued in 2026?
Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued.
The current stock price of €38.20 is trading 10.2% above its estimated GF Value™ of €34.67.
GuruFocus considers PROG Holdings to be Fairly Valued.
Key valuation signals for FRA:AZD:
Days Payable: 44.88 (58% below median its 10-year median of 106.57)
GF Value™: €34.67 vs. price of €38.20 (10.2% above fair value)
Industry Position: 4.3% below the Business Services median (#192 of 941)
No single metric tells the full story. See the FRA:AZD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score
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