PROG Holdings (FRA:AZD) ROE % Adjusted to Book Value: 12.73% (As of Mar. 2026)


FRA:AZD PROG Holdings Inc FRA:AZD
90 GF Score
Price €38.20
GF Value €34.67
Valuation Fairly Valued
! 8 Warning Signs
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What is PROG Holdings ROE % Adjusted to Book Value?

PROG Holdings FRA:AZD -3.05% 90 ROE % Adjusted to Book Value is 12.73% as of Mar. 2026. GuruFocus rates FRA:AZD with a GF Score™ of 90/100 and a GF Value™ of €34.67 (Fairly Valued). The stock has 8 warning signs investors should review.

PROG Holdings's ROE % for the quarter that ended in Mar. 2026 was 19.09%. PROG Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 1.50. PROG Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.73%.

PROG Holdings ROE % Adjusted to Book Value Related Terms

PROG Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for PROG Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PROG Holdings ROE % Adjusted to Book Value Chart

PROG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.30 11.51 10.38 12.13 12.22

PROG Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.01 13.17 10.46 13.71 12.73

FRA:AZD vs VSTS, WLFC, CTOS: ROE % Adjusted to Book Value Comparison

For the Rental & Leasing Services subindustry, PROG Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PROG Holdings ROE % Adjusted to Book Value vs Business Services Industry

For the Business Services industry and Industrials sector, PROG Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PROG Holdings's ROE % Adjusted to Book Value falls into.


FRA:AZD
90GF Score
PROG Holdings Inc FRA:AZD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PROG Holdings ROE % Adjusted to Book Value Calculation

PROG Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.92% / 1.63
=12.22%

PROG Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.09% / 1.50
=12.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.73% mean?
PROG Holdings (FRA:AZD) has a ROE % Adjusted to Book Value of 12.73% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PROG Holdings and its competitors.
Is PROG Holdings' ROE % Adjusted to Book Value too high?
PROG Holdings' current ROE % Adjusted to Book Value is 12.73%. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' ROE % Adjusted to Book Value compare to VSTS and WLFC?
PROG Holdings' ROE % Adjusted to Book Value of 12.73% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Business Services company?
A good ROE % Adjusted to Book Value depends on the Business Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PROG Holdings and its competitors. PROG Holdings's current ROE % Adjusted to Book Value is 12.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (FRA:AZD) is currently considered Fairly Valued. The stock's GF Value™ is €34.67, compared to a current price of €38.20 — trading 10.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 12.73%. PROG Holdings' overall GF Score™ is 90/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PROG Holdings (FRA:AZD), the current ROE % Adjusted to Book Value is 12.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PROG Holdings (FRA:AZD) Overvalued in 2026?

Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued. The current stock price of €38.20 is trading 10.2% above its estimated GF Value™ of €34.67. GuruFocus considers PROG Holdings to be Fairly Valued.

Key valuation signals for FRA:AZD:

  • ROE % Adjusted to Book Value: 12.73%
  • GF Value™: €34.67 vs. price of €38.20 (10.2% above fair value)
  • GF Score™: 90/100 with 8 warning signs

No single metric tells the full story. See the FRA:AZD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PROG Holdings Business Description

Other Exchanges PRG:USA
Address 256 West Data Drive, Draper, UT, USA, 84020-2315
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€34.67
GF Value