PROG Holdings (FRA:AZD) Long-Term Debt: €766 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:AZD PROG Holdings Inc FRA:AZD
90 GF Score
Price €39.20
GF Value €36.56
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is PROG Holdings Long-Term Debt?

PROG Holdings FRA:AZD -1.01% 90 Long-Term Debt is €766 Mil as of Mar. 2026. GuruFocus rates FRA:AZD with a GF Score™ of 90/100 and a GF Value™ of €36.56 (Fairly Valued). The stock has 8 warning signs investors should review.

PROG Holdings's Long-Term Debt for the quarter that ended in Mar. 2026 was €766 Mil.

PROG Holdings's quarterly Long-Term Debt increased from Sep. 2025 (€507 Mil) to Dec. 2025 (€510 Mil) and increased from Dec. 2025 (€510 Mil) to Mar. 2026 (€766 Mil).

PROG Holdings's annual Long-Term Debt increased from Dec. 2023 (€543 Mil) to Dec. 2024 (€570 Mil) but then declined from Dec. 2024 (€570 Mil) to Dec. 2025 (€510 Mil).


PROG Holdings  (FRA:AZD) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


PROG Holdings Long-Term Debt Related Terms


PROG Holdings Long-Term Debt Historical Data

* Premium members only.

The historical data trend for PROG Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PROG Holdings Long-Term Debt Chart

PROG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 521.84 557.87 543.11 569.91 510.23

PROG Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 549.35 515.18 506.55 510.23 766.50
FRA:AZD
90GF Score
PROG Holdings Inc FRA:AZD
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €766 Mil mean?
PROG Holdings (FRA:AZD) has a Long-Term Debt of €766 Mil as of Mar. 2026.
Is PROG Holdings' Long-Term Debt too high?
PROG Holdings' current Long-Term Debt is €766 Mil. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' Long-Term Debt compare to VSTS and WLFC?
PROG Holdings' Long-Term Debt of €766 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Business Services company?
A good Long-Term Debt depends on the Business Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. PROG Holdings's current Long-Term Debt is €766 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (FRA:AZD) is currently considered Fairly Valued. The stock's GF Value™ is €36.56, compared to a current price of €39.20 — trading 7.2% above its estimated fair value. The current Long-Term Debt is €766 Mil. PROG Holdings' overall GF Score™ is 90/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For PROG Holdings (FRA:AZD), the current Long-Term Debt is €766 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PROG Holdings (FRA:AZD) Overvalued in 2026?

Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued. The current stock price of €39.20 is trading 7.2% above its estimated GF Value™ of €36.56. GuruFocus considers PROG Holdings to be Fairly Valued.

Key valuation signals for FRA:AZD:

  • Long-Term Debt: €766 Mil
  • GF Value™: €36.56 vs. price of €39.20 (7.2% above fair value)
  • GF Score™: 90/100 with 8 warning signs

No single metric tells the full story. See the FRA:AZD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PROG Holdings Business Description

Other Exchanges PRG:USA
Address 256 West Data Drive, Draper, UT, USA, 84020-2315
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
90GF Score

Get the complete analysis for FRA:AZD

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.20
Price
€36.56
GF Value