PROG Holdings (FRA:AZD) FCF Yield %: 15.29 (As of Jul. 01, 2026) — 33% Above Median


FRA:AZD PROG Holdings Inc FRA:AZD
89 GF Score
Price €39.00
GF Value €33.25
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PROG Holdings FCF Yield %?

PROG Holdings FRA:AZD -2.99% 89 FCF Yield % is 15.29 as of Jul. 01, 2026, which is 33% above its 10-year median of 11.52. GuruFocus rates FRA:AZD with a GF Score™ of 89/100 and a GF Value™ of €33.25 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,088 Business Services companies, PROG Holdings ranks better than 83.92% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PROG Holdings's Trailing 12-Month Free Cash Flow is €246 Mil, and Market Cap is €1,640 Mil. Therefore, PROG Holdings's FCF Yield % for today is 15.29%.

The historical rank and industry rank for PROG Holdings's FCF Yield % or its related term are showing as below:

FRA:AZD' s FCF Yield % Range Over the Past 10 Years
Min: 3.42   Med: 11.52   Max: 35.14
Current: 15.29


During the past 13 years, the highest FCF Yield % of PROG Holdings was 35.14%. The lowest was 3.42%. And the median was 11.52%.

FRA:AZD's FCF Yield % is ranked better than
83.92% of 1088 companies
in the Business Services industry
Industry Median: 3.705 vs FRA:AZD: 15.29

PROG Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was 22.70%.


PROG Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PROG Holdings FCF Yield % Related Terms


PROG Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for PROG Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PROG Holdings FCF Yield % Chart

PROG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.46 28.77 14.49 7.50 26.76

PROG Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.79 23.84 33.01 -18.94 58.23

FRA:AZD vs VSTS, WLFC, CTOS: FCF Yield % Comparison

For the Rental & Leasing Services subindustry, PROG Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PROG Holdings FCF Yield % vs Business Services Industry

For the Business Services industry and Industrials sector, PROG Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PROG Holdings's FCF Yield % falls into.


FRA:AZD
89GF Score
PROG Holdings Inc FRA:AZD
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PROG Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PROG Holdings's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=277.482 / 1036.8912
=26.76%

PROG Holdings's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=145.796 * 4 / 1001.6
=58.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 15.29 mean?
PROG Holdings (FRA:AZD) has a FCF Yield % of 15.29 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PROG Holdings and its competitors. This is 33% above median its historical median of 11.52. Over the past decade, PROG Holdings' FCF Yield % has ranged from 3.42 to 35.14. According to the industry distribution chart, PROG Holdings ranks #175 out of 1088 companies in the Business Services industry, placing it in the top 16.1%.
Is PROG Holdings' FCF Yield % too high?
PROG Holdings' current FCF Yield % of 15.29 is 33% above median its 10-year median of 11.52. Over the past 10 years, this metric has ranged from a low of 3.42 to a high of 35.14. The Business Services industry median FCF Yield % is 3.71. PROG Holdings' value of 15.29 is 312.7% above this industry median. Based on the distribution chart, PROG Holdings ranks #175 out of 1088 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, PROG Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' FCF Yield % compare to VSTS and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #175 out of 1088 companies for FCF Yield %. This places PROG Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 3.71. PROG Holdings' value of 15.29 is 312.7% above this benchmark. Historically, PROG Holdings' own FCF Yield % has ranged from 3.42 to 35.14 over the past decade. While the company's 10-year median is 11.52 vs. the industry median of 3.71, PROG Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Business Services company?
The median FCF Yield % among Business Services companies is 3.71, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current FCF Yield % of 15.29 is 312.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PROG Holdings and its competitors. For the Business Services industry, the median FCF Yield % is 3.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current FCF Yield % is 15.29, which is 33% above median its own 10-year median of 11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (FRA:AZD) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.25, compared to a current price of €39.00 — trading 17.3% above its estimated fair value. The current FCF Yield % is 15.29, which is 33% above median its 10-year median of 11.52 and 312.7% above the Business Services industry median of 3.71. PROG Holdings' overall GF Score™ is 89/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PROG Holdings (FRA:AZD), the current FCF Yield % is 15.29 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PROG Holdings (FRA:AZD) Overvalued in 2026?

Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued. The current stock price of €39.00 is trading 17.3% above its estimated GF Value™ of €33.25. GuruFocus considers PROG Holdings to be Modestly Overvalued.

Key valuation signals for FRA:AZD:

  • FCF Yield %: 15.29 (33% above median its 10-year median of 11.52)
  • GF Value™: €33.25 vs. price of €39.00 (17.3% above fair value)
  • GF Score™: 89/100 with 8 warning signs
  • Industry Position: 312.7% above the Business Services median (#175 of 1088)

No single metric tells the full story. See the FRA:AZD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PROG Holdings Business Description

Other Exchanges PRG:USA
Address 256 West Data Drive, Draper, UT, USA, 84020-2315
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
89GF Score

Get the complete analysis for FRA:AZD

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.00
Price
€33.25
GF Value