PROG HoldingsFRA:AZD -2.96%90 OCF Yield % is 16.78 as of Jul. 03, 2026, which is 26% above its 10-year median of 13.36. GuruFocus rates FRA:AZD with a GF Score™ of 90/100 and a GF Value™ of €35.76 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,090 Business Services companies, PROG Holdings ranks better than 76.88% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PROG Holdings OCF Yield % Related Terms
PROG Holdings OCF Yield % Historical Data
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The historical data trend for PROG Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:AZD vs VSTS, WLFC, CTOS: OCF Yield % Comparison
For the Rental & Leasing Services subindustry, PROG Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PROG Holdings OCF Yield % vs Business Services Industry
For the Business Services industry and Industrials sector, PROG Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where PROG Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PROG Holdings (FRA:AZD) has a OCF Yield % of 16.78 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PROG Holdings and its competitors. This is 26% above median its historical median of 13.36. Over the past decade, PROG Holdings' OCF Yield % has ranged from 5.37 to 37.29. According to the industry distribution chart, PROG Holdings ranks #252 out of 1090 companies in the Business Services industry, placing it in the top 23.1%.
Is PROG Holdings' OCF Yield % too high?
PROG Holdings' current OCF Yield % of 16.78 is 26% above median its 10-year median of 13.36. Over the past 10 years, this metric has ranged from a low of 5.37 to a high of 37.29. The Business Services industry median OCF Yield % is 7.49. PROG Holdings' value of 16.78 is 124% above this industry median. Based on the distribution chart, PROG Holdings ranks #252 out of 1090 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, PROG Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' OCF Yield % compare to VSTS and WLFC?
According to the Business Services industry distribution chart, PROG Holdings ranks #252 out of 1090 companies for OCF Yield %. This places PROG Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 7.49. PROG Holdings' value of 16.78 is 124% above this benchmark. Historically, PROG Holdings' own OCF Yield % has ranged from 5.37 to 37.29 over the past decade. While the company's 10-year median is 13.36 vs. the industry median of 7.49, PROG Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Business Services company?
The median OCF Yield % among Business Services companies is 7.49, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PROG Holdings's current OCF Yield % of 16.78 is 124% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PROG Holdings and its competitors. For the Business Services industry, the median OCF Yield % is 7.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PROG Holdings's current OCF Yield % is 16.78, which is 26% above median its own 10-year median of 13.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (FRA:AZD) is currently considered Fairly Valued. The stock's GF Value™ is €35.76, compared to a current price of €39.40 — trading 10.2% above its estimated fair value. The current OCF Yield % is 16.78, which is 26% above median its 10-year median of 13.36 and 124% above the Business Services industry median of 7.49. PROG Holdings' overall GF Score™ is 90/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PROG Holdings (FRA:AZD), the current OCF Yield % is 16.78 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PROG Holdings (FRA:AZD) Overvalued in 2026?
Based on GuruFocus' analysis, PROG Holdings stock appears to be overvalued.
The current stock price of €39.40 is trading 10.2% above its estimated GF Value™ of €35.76.
GuruFocus considers PROG Holdings to be Fairly Valued.
Key valuation signals for FRA:AZD:
OCF Yield %: 16.78 (26% above median its 10-year median of 13.36)
GF Value™: €35.76 vs. price of €39.40 (10.2% above fair value)
Industry Position: 124% above the Business Services median (#252 of 1090)
No single metric tells the full story. See the FRA:AZD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
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