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Zip Co's average Accounts Payable for the
six
months ended in Jun. 2026 was €0.0 Mil. Zip Co's Cost of Goods Sold for the
six
months ended in Jun. 2026 was €139.3 Mil.
Hence, Zip Co's Days Payable for the
six
months ended in Jun. 2026 was 0.00.
The historical rank and industry rank for Zip Co's Days Payable or its related term are showing as below:
FRA:YRRA'
s Days Payable Range Over the Past 10 Years
Min: 36.63 Med: 67.83 Max: 196.2
Current: 196.2
During the past 13 years, Zip Co's highest Days Payable was 196.20. The lowest was 36.63. And the median was 67.83.
FRA:YRRA's Days Payable is ranked better than 82.84% of 303
companies
in the Credit Services industry
Industry Median: 32.43
vs FRA:YRRA: 196.20
Zip Co's Days Payable
stayed the same
from Jun. 2025 (0.00) to Jun. 2026 (0.00).
The historical data trend for Zip Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Zip Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zip Co Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zip Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Zip Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Zip Co's Days Payable for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zip Co (FRA:YRRA) has a Days Payable of 0.00 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zip Co and its competitors. Over the past decade, Zip Co's Days Payable has ranged from 36.63 to 196.20. According to the industry distribution chart, Zip Co ranks #52 out of 303 companies in the Credit Services industry, placing it in the top 17.2%.
Is Zip Co's Days Payable too high?
Zip Co's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 36.63 to a high of 196.20. Based on the distribution chart, Zip Co ranks #52 out of 303 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zip Co has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Zip Co ranks #52 out of 303 companies for Days Payable. This places Zip Co in the top 17% of its industry — outperforming the majority of peers. The industry median Days Payable is 32.43. Historically, Zip Co's own Days Payable has ranged from 36.63 to 196.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.43, based on 303 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zip Co and its competitors. For the Credit Services industry, the median Days Payable is 32.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zip Co's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Zip Co (FRA:YRRA) has a current Days Payable of 0.00. The stock's GF Value™ is €1.64, compared to a current price of €1.27 — trading 22.4% below its estimated fair value. The current Days Payable is 0.00. Zip Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Zip Co (FRA:YRRA), the current Days Payable is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zip Co (FRA:YRRA) Overvalued in 2026?
Based on GuruFocus' analysis, Zip Co stock appears to be undervalued.
The current stock price of €1.27 is trading 22.4% below its estimated GF Value™ of €1.64.
Key valuation signals for FRA:YRRA:
Days Payable: 0.00
GF Value™: €1.64 vs. price of €1.27 (22.4% below fair value)
No single metric tells the full story. See the FRA:YRRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
70GF Score
Get the complete analysis for FRA:YRRA
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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