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Zip CoFRA:YRRA +8.55%72 Market Cap is €1,936.8 Mil as of Aug. 02, 2026. GuruFocus rates FRA:YRRA with a GF Score™ of 72/100 and a GF Value™ of €1.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 556 Credit Services companies, Zip Co ranks better than 88.49% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Zip Co's share price for the quarter that ended in Dec. 2025 was €1.84. Zip Co's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 1,270.7 Mil. Therefore, Zip Co's market cap for the quarter that ended in Dec. 2025 was €2,338.1 Mil.
Zip Co's quarterly market cap
declined
from Dec. 2024 (€2,271.7 Mil) to Jun. 2025 (€2,170.8 Mil) but then
increased
from Jun. 2025 (€2,170.8 Mil) to Dec. 2025 (€2,338.1 Mil).
Zip Co's annual market cap
increased
from Jun. 2023 (€194.6 Mil) to Jun. 2024 (€997.1 Mil) and
increased
from Jun. 2024 (€997.1 Mil) to Jun. 2025 (€2,170.8 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Zip Co's Enterprise Value for Today is €3,378.7 Mil.
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Zip Co Market Cap Related Terms
Zip Co Market Cap Historical Data
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The historical data trend for Zip Co's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Zip Co's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zip Co Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zip Co's Market Cap distribution charts can be found below:
* The bar in red indicates where Zip Co's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Zip Co's Market Cap for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zip Co (FRA:YRRA) has a Market Cap of €1,936.8 Mil as of Aug. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Zip Co and its competitors. According to the industry distribution chart, Zip Co ranks #64 out of 556 companies in the Credit Services industry, placing it in the top 11.5%.
Is Zip Co's Market Cap too high?
Zip Co's current Market Cap is €1,936.8 Mil. Based on the distribution chart, Zip Co ranks #64 out of 556 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zip Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Market Cap compare to V and MA?
According to the Credit Services industry distribution chart, Zip Co ranks #64 out of 556 companies for Market Cap. This places Zip Co in the top 12% of its industry — outperforming the majority of peers. The industry median Market Cap is 43.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 43.38, based on 556 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Zip Co and its competitors. For the Credit Services industry, the median Market Cap is 43.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zip Co's current Market Cap is €1,936.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (FRA:YRRA) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.27, compared to a current price of €1.51 — trading 18.9% above its estimated fair value. The current Market Cap is €1,936.8 Mil. Zip Co's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Zip Co (FRA:YRRA), the current Market Cap is €1,936.8 Mil as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zip Co (FRA:YRRA) Overvalued in 2026?
Based on GuruFocus' analysis, Zip Co stock appears to be overvalued.
The current stock price of €1.51 is trading 18.9% above its estimated GF Value™ of €1.27.
GuruFocus considers Zip Co to be Modestly Overvalued.
Key valuation signals for FRA:YRRA:
Market Cap: €1,936.8 Mil
GF Value™: €1.27 vs. price of €1.51 (18.9% above fair value)
No single metric tells the full story. See the FRA:YRRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
72GF Score
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