PSMT (Pricesmart) Days Payable: 41.82 (As of Feb. 2026) — Near Median


PSMT Pricesmart Inc PSMT
80 GF Score
Price $196.09
GF Value $104.29
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pricesmart Days Payable?

Pricesmart PSMT +0.14% 80 Days Payable is 41.82 as of Feb. 2026, which is 0% below its 10-year median of 41.87. GuruFocus rates PSMT with a GF Score™ of 80/100 and a GF Value™ of $104.29 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 304 Retail - Defensive companies, Pricesmart ranks worse than 51.64% on this metric.

Pricesmart's average Accounts Payable for the three months ended in Feb. 2026 was $564 Mil. Pricesmart's Cost of Goods Sold for the three months ended in Feb. 2026 was $1,230 Mil. Hence, Pricesmart's Days Payable for the three months ended in Feb. 2026 was 41.82.

The historical rank and industry rank for Pricesmart's Days Payable or its related term are showing as below:

PSMT' s Days Payable Range Over the Past 10 Years
Min: 36.27   Med: 41.87   Max: 46.74
Current: 42.17

During the past 13 years, Pricesmart's highest Days Payable was 46.74. The lowest was 36.27. And the median was 41.87.

PSMT's Days Payable is ranked worse than
51.64% of 304 companies
in the Retail - Defensive industry
Industry Median: 43.205 vs PSMT: 42.17

Pricesmart's Days Payable increased from Feb. 2025 (41.78) to Feb. 2026 (41.82). It may suggest that Pricesmart delayed paying its suppliers.


Pricesmart Days Payable Historical Data

* Premium members only.

The historical data trend for Pricesmart's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pricesmart Days Payable Chart

Pricesmart Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.74 42.98 43.05 42.14 41.60

Pricesmart Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.78 41.82 41.76 43.23 41.82

PSMT vs OLLI, TBBB, BJ: Days Payable Comparison

For the Discount Stores subindustry, Pricesmart's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pricesmart Days Payable vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Pricesmart's Days Payable distribution charts can be found below:

* The bar in red indicates where Pricesmart's Days Payable falls into.


PSMT
80GF Score
Pricesmart Inc PSMT
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Pricesmart Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Pricesmart's Days Payable for the fiscal year that ended in Aug. 2025 is calculated as

Days Payable (A: Aug. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Aug. 2024 ) + Accounts Payable (A: Aug. 2025 )) / count ) / Cost of Goods Sold (A: Aug. 2025 )*Days in Period
=( (485.961 + 506.949) / 2 ) / 4355.722*365
=496.455 / 4355.722*365
=41.60

Pricesmart's Days Payable for the quarter that ended in Feb. 2026 is calculated as:

Days Payable (Q: Feb. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Nov. 2025 ) + Accounts Payable (Q: Feb. 2026 )) / count ) / Cost of Goods Sold (Q: Feb. 2026 )*Days in Period
=( (571.578 + 556.342) / 2 ) / 1230.455*365 / 4
=563.96 / 1230.455*365 / 4
=41.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 41.82 mean?
Pricesmart (PSMT) has a Days Payable of 41.82 as of Feb. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Pricesmart and its competitors. This is near median its historical median of 41.87. Over the past decade, Pricesmart's Days Payable has ranged from 36.27 to 46.74. According to the industry distribution chart, Pricesmart ranks #157 out of 304 companies in the Retail - Defensive industry, placing it in the top 51.6%.
Is Pricesmart's Days Payable too high?
Pricesmart's current Days Payable of 41.82 is near median its 10-year median of 41.87. Over the past 10 years, this metric has ranged from a low of 36.27 to a high of 46.74. The Retail - Defensive industry median Days Payable is 43.21. Pricesmart's value of 41.82 is 3.2% below this industry median. Based on the distribution chart, Pricesmart ranks #157 out of 304 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Pricesmart has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pricesmart's Days Payable compare to OLLI and TBBB?
According to the Retail - Defensive industry distribution chart, Pricesmart ranks #157 out of 304 companies for Days Payable. This places Pricesmart in the lower half of its industry. The industry median Days Payable is 43.21. Pricesmart's value of 41.82 is 3.2% below this benchmark. Historically, Pricesmart's own Days Payable has ranged from 36.27 to 46.74 over the past decade. While the company's 10-year median is 41.87 vs. the industry median of 43.21, Pricesmart has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Defensive company?
The median Days Payable among Retail - Defensive companies is 43.21, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pricesmart's current Days Payable of 41.82 is 3.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Pricesmart and its competitors. For the Retail - Defensive industry, the median Days Payable is 43.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pricesmart's current Days Payable is 41.82, which is near median its own 10-year median of 41.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pricesmart stock overvalued right now?
Based on GuruFocus' analysis, Pricesmart (PSMT) is currently considered Significantly Overvalued. The stock's GF Value™ is $104.29, compared to a current price of $196.09 — trading 88% above its estimated fair value. The current Days Payable is 41.82, which is near median its 10-year median of 41.87 and 3.2% below the Retail - Defensive industry median of 43.21. Pricesmart's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Pricesmart (PSMT), the current Days Payable is 41.82 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pricesmart (PSMT) Overvalued in 2026?

Based on GuruFocus' analysis, Pricesmart stock appears to be overvalued. The current stock price of $196.09 is trading 88% above its estimated GF Value™ of $104.29. GuruFocus considers Pricesmart to be Significantly Overvalued.

Key valuation signals for PSMT:

  • Days Payable: 41.82 (near median its 10-year median of 41.87)
  • GF Value™: $104.29 vs. price of $196.09 (88% above fair value)
  • GF Score™: 80/100 with 6 warning signs
  • Industry Position: 3.2% below the Retail - Defensive median (#157 of 304)

No single metric tells the full story. See the PSMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pricesmart Business Description

Address 9797 Aero Drive, Suite 100, San Diego, CA, USA, 92123
Pricesmart Inc is principally engaged in operating U.S.-style membership shopping warehouse clubs that offer consumer goods at low prices. The company is headquartered in San Diego, California, United States, and operates stores in the Caribbean, Costa Rica, Panama, and other regions. The company's revenue consists of net warehouse club sales from merchandise sales, membership income from annual membership fees, export sales, and other income. Its operations consist of four reportable segments; Central America, the Caribbean, Colombia, and the United States. A majority of the company's revenue is derived from Central America.
80GF Score

Get the complete analysis for PSMT

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$196.09
Price
$104.29
GF Value