PSMT (Pricesmart) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PSMT Pricesmart Inc PSMT
78 GF Score
Price $191.13
GF Value $106.90
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Pricesmart Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

PSMT
78GF Score
Pricesmart Inc PSMT
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Pricesmart (PSMT) Overvalued in 2026?

Based on GuruFocus' analysis, Pricesmart stock appears to be overvalued. The current stock price of $191.13 is trading 78.8% above its estimated GF Value™ of $106.90. GuruFocus considers Pricesmart to be Significantly Overvalued.

Key valuation signals for PSMT:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $106.90 vs. price of $191.13 (78.8% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the PSMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pricesmart Business Description

Address 9797 Aero Drive, Suite 100, San Diego, CA, USA, 92123
Pricesmart Inc is principally engaged in operating U.S.-style membership shopping warehouse clubs that offer consumer goods at low prices. The company is headquartered in San Diego, California, United States, and operates stores in the Caribbean, Costa Rica, Panama, and other regions. The company's revenue consists of net warehouse club sales from merchandise sales, membership income from annual membership fees, export sales, and other income. Its operations consist of four reportable segments; Central America, the Caribbean, Colombia, and the United States. A majority of the company's revenue is derived from Central America.
78GF Score

Get the complete analysis for PSMT

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$191.13
Price
$106.90
GF Value