PSMT (Pricesmart) Net Debt Paydown Yield % : -0.95% (As of Jul. 07, 2026)


PSMT Pricesmart Inc PSMT
78 GF Score
Price $191.91
GF Value $104.63
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pricesmart Net Debt Paydown Yield %?

Pricesmart PSMT -1.09% 78 Net Debt Paydown Yield % is -0.95% as of Jul. 07, 2026. GuruFocus rates PSMT with a GF Score™ of 78/100 and a GF Value™ of $104.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 287 Retail - Defensive companies, Pricesmart ranks worse than 55.4% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Pricesmart's Net Debt Paydown Yield % was -0.95%.


Pricesmart  (NAS:PSMT) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Pricesmart Net Debt Paydown Yield % Related Terms


Pricesmart Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Pricesmart's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pricesmart Net Debt Paydown Yield % Chart

Pricesmart Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.08 -0.06 0.74 -0.06

Pricesmart Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.75 -0.06 -0.85 -1.19

PSMT vs TBBB, OLLI, BJ: Net Debt Paydown Yield % Comparison

For the Discount Stores subindustry, Pricesmart's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pricesmart Net Debt Paydown Yield % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Pricesmart's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Pricesmart's Net Debt Paydown Yield % falls into.


PSMT
78GF Score
Pricesmart Inc PSMT
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pricesmart Net Debt Paydown Yield % Calculation

Pricesmart's Net Debt Paydown Yield % for the quarter that ended in Feb. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 246.22-303.1 )/4777.13952
=-1.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.95% mean?
Pricesmart (PSMT) has a Net Debt Paydown Yield % of -0.95% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Pricesmart and its competitors. According to the industry distribution chart, Pricesmart ranks #159 out of 287 companies in the Retail - Defensive industry, placing it in the top 55.4%.
Is Pricesmart's Net Debt Paydown Yield % too high?
Pricesmart's current Net Debt Paydown Yield % is -0.95%. Based on the distribution chart, Pricesmart ranks #159 out of 287 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Pricesmart has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pricesmart's Net Debt Paydown Yield % compare to TBBB and OLLI?
According to the Retail - Defensive industry distribution chart, Pricesmart ranks #159 out of 287 companies for Net Debt Paydown Yield %. This places Pricesmart in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Defensive company?
A good Net Debt Paydown Yield % depends on the Retail - Defensive industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Pricesmart and its competitors. Pricesmart's current Net Debt Paydown Yield % is -0.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pricesmart stock overvalued right now?
Based on GuruFocus' analysis, Pricesmart (PSMT) is currently considered Significantly Overvalued. The stock's GF Value™ is $104.63, compared to a current price of $191.91 — trading 83.4% above its estimated fair value. The current Net Debt Paydown Yield % is -0.95%. Pricesmart's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Pricesmart (PSMT), the current Net Debt Paydown Yield % is -0.95% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pricesmart (PSMT) Overvalued in 2026?

Based on GuruFocus' analysis, Pricesmart stock appears to be overvalued. The current stock price of $191.91 is trading 83.4% above its estimated GF Value™ of $104.63. GuruFocus considers Pricesmart to be Significantly Overvalued.

Key valuation signals for PSMT:

  • Net Debt Paydown Yield %: -0.95%
  • GF Value™: $104.63 vs. price of $191.91 (83.4% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the PSMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pricesmart Business Description

Address 9797 Aero Drive, Suite 100, San Diego, CA, USA, 92123
Pricesmart Inc is principally engaged in operating U.S.-style membership shopping warehouse clubs that offer consumer goods at low prices. The company is headquartered in San Diego, California, United States, and operates stores in the Caribbean, Costa Rica, Panama, and other regions. The company's revenue consists of net warehouse club sales from merchandise sales, membership income from annual membership fees, export sales, and other income. Its operations consist of four reportable segments; Central America, the Caribbean, Colombia, and the United States. A majority of the company's revenue is derived from Central America.
78GF Score

Get the complete analysis for PSMT

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$191.91
Price
$104.63
GF Value