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PricesmartPSMT +0.01%85 Debt-to-EBITDA is 0.97 as of May. 2026, which is 1% above its 10-year median of 0.96. GuruFocus rates PSMT with a GF Score™ of 85/100 and a GF Value™ of $107.47 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 256 Retail - Defensive companies, Pricesmart ranks better than 72.27% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pricesmart's Debt-to-EBITDA or its related term are showing as below:
PSMT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.57 Med: 0.96 Max: 1.79
Current: 0.97
During the past 13 years, the highest Debt-to-EBITDA Ratio of Pricesmart was 1.79. The lowest was 0.57. And the median was 0.96.
PSMT's Debt-to-EBITDA is ranked better than 72.27% of 256
companies
in the Retail - Defensive industry
Industry Median: 2.215
vs PSMT: 0.97
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pricesmart Debt-to-EBITDA Related Terms
Pricesmart Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Pricesmart's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Discount Stores subindustry, Pricesmart's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pricesmart Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Pricesmart's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pricesmart's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (May. 2026) EBITDA data.
Pricesmart (PSMT) has a Debt-to-EBITDA of 0.97 as of May. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pricesmart. This is near median its historical median of 0.96. Over the past decade, Pricesmart's Debt-to-EBITDA has ranged from 0.57 to 1.79. According to the industry distribution chart, Pricesmart ranks #71 out of 256 companies in the Retail - Defensive industry, placing it in the top 27.7%.
Is Pricesmart's Debt-to-EBITDA too high?
Pricesmart's current Debt-to-EBITDA of 0.97 is near median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.79. The Retail - Defensive industry median Debt-to-EBITDA is 2.22. Pricesmart's value of 0.97 is 56.2% below this industry median. Based on the distribution chart, Pricesmart ranks #71 out of 256 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Pricesmart has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pricesmart's Debt-to-EBITDA compare to TBBB and OLLI?
According to the Retail - Defensive industry distribution chart, Pricesmart ranks #71 out of 256 companies for Debt-to-EBITDA. This puts Pricesmart in the upper half of its industry. The industry median Debt-to-EBITDA is 2.22. Pricesmart's value of 0.97 is 56.2% below this benchmark. Historically, Pricesmart's own Debt-to-EBITDA has ranged from 0.57 to 1.79 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 2.22, Pricesmart has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.22, based on 256 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pricesmart's current Debt-to-EBITDA of 0.97 is 56.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pricesmart. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pricesmart's current Debt-to-EBITDA is 0.97, which is near median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pricesmart stock overvalued right now?
Based on GuruFocus' analysis, Pricesmart (PSMT) is currently considered Significantly Overvalued. The stock's GF Value™ is $107.47, compared to a current price of $186.67 — trading 73.7% above its estimated fair value. The current Debt-to-EBITDA is 0.97, which is near median its 10-year median of 0.96 and 56.2% below the Retail - Defensive industry median of 2.22. Pricesmart's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pricesmart (PSMT), the current Debt-to-EBITDA is 0.97 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pricesmart (PSMT) Overvalued in 2026?
Based on GuruFocus' analysis, Pricesmart stock appears to be overvalued.
The current stock price of $186.67 is trading 73.7% above its estimated GF Value™ of $107.47.
GuruFocus considers Pricesmart to be Significantly Overvalued.
Key valuation signals for PSMT:
Debt-to-EBITDA: 0.97 (near median its 10-year median of 0.96)
GF Value™: $107.47 vs. price of $186.67 (73.7% above fair value)
Industry Position: 56.2% below the Retail - Defensive median (#71 of 256)
No single metric tells the full story. See the PSMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pricesmart Inc is principally engaged in operating U.S.-style membership shopping warehouse clubs that offer consumer goods at low prices. The company is headquartered in San Diego, California, United States, and operates stores in the Caribbean, Costa Rica, Panama, and other regions. The company's revenue consists of net warehouse club sales from merchandise sales, membership income from annual membership fees, export sales, and other income. Its operations consist of four reportable segments; Central America, the Caribbean, Colombia, and the United States. A majority of the company's revenue is derived from Central America.
85GF Score
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