PSMT (Pricesmart) Long-Term Debt: $129 Mil (As of Feb. 2026)


PSMT Pricesmart Inc PSMT
78 GF Score
Price $194.06
GF Value $104.63
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Pricesmart Long-Term Debt?

Pricesmart PSMT -1.92% 78 Long-Term Debt is $129 Mil as of Feb. 2026. GuruFocus rates PSMT with a GF Score™ of 78/100 and a GF Value™ of $104.63 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pricesmart's Long-Term Debt for the quarter that ended in Feb. 2026 was $129 Mil.

Pricesmart's quarterly Long-Term Debt declined from Aug. 2025 ($148 Mil) to Nov. 2025 ($144 Mil) and declined from Nov. 2025 ($144 Mil) to Feb. 2026 ($129 Mil).

Pricesmart's annual Long-Term Debt declined from Aug. 2023 ($119 Mil) to Aug. 2024 ($94 Mil) but then increased from Aug. 2024 ($94 Mil) to Aug. 2025 ($148 Mil).

Pricesmart  (NAS:PSMT) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Pricesmart Long-Term Debt Related Terms

Pricesmart Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Pricesmart's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pricesmart Long-Term Debt Chart

Pricesmart Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 110.11 103.56 119.49 94.44 147.92

Pricesmart Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.85 86.17 147.92 143.74 129.15
PSMT
78GF Score
Pricesmart Inc PSMT
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $129 Mil mean?
Pricesmart (PSMT) has a Long-Term Debt of $129 Mil as of Feb. 2026.
Is Pricesmart's Long-Term Debt too high?
Pricesmart's current Long-Term Debt is $129 Mil. Overall, Pricesmart has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pricesmart's Long-Term Debt compare to TBBB and OLLI?
Pricesmart's Long-Term Debt of $129 Mil can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Retail - Defensive company?
A good Long-Term Debt depends on the Retail - Defensive industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Pricesmart's current Long-Term Debt is $129 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pricesmart stock overvalued right now?
Based on GuruFocus' analysis, Pricesmart (PSMT) is currently considered Significantly Overvalued. The stock's GF Value™ is $104.63, compared to a current price of $194.06 — trading 85.5% above its estimated fair value. The current Long-Term Debt is $129 Mil. Pricesmart's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Pricesmart (PSMT), the current Long-Term Debt is $129 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pricesmart (PSMT) Overvalued in 2026?

Based on GuruFocus' analysis, Pricesmart stock appears to be overvalued. The current stock price of $194.06 is trading 85.5% above its estimated GF Value™ of $104.63. GuruFocus considers Pricesmart to be Significantly Overvalued.

Key valuation signals for PSMT:

  • Long-Term Debt: $129 Mil
  • GF Value™: $104.63 vs. price of $194.06 (85.5% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the PSMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pricesmart Business Description

Address 9797 Aero Drive, Suite 100, San Diego, CA, USA, 92123
Pricesmart Inc is principally engaged in operating U.S.-style membership shopping warehouse clubs that offer consumer goods at low prices. The company is headquartered in San Diego, California, United States, and operates stores in the Caribbean, Costa Rica, Panama, and other regions. The company's revenue consists of net warehouse club sales from merchandise sales, membership income from annual membership fees, export sales, and other income. Its operations consist of four reportable segments; Central America, the Caribbean, Colombia, and the United States. A majority of the company's revenue is derived from Central America.
78GF Score

Get the complete analysis for PSMT

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$194.06
Price
$104.63
GF Value