Value-Holdings AG (STU:VHO) Days Payable: 6.45 (As of Dec. 2025) — 44% Below Median


STU:VHO Value-Holdings AG STU:VHO
61 GF Score
Price €7.15
GF Value €11.09
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Value-Holdings AG Days Payable?

Value-Holdings AG STU:VHO 61 Days Payable is 6.45 as of Dec. 2025, which is 44% below its 10-year median of 11.58. GuruFocus rates STU:VHO with a GF Score™ of 61/100 and a GF Value™ of €11.09 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 541 Capital Markets companies, Value-Holdings AG ranks worse than 86.14% on this metric.

Value-Holdings AG's average Accounts Payable for the six months ended in Dec. 2025 was €0.06 Mil. Value-Holdings AG's Cost of Goods Sold for the six months ended in Dec. 2025 was €3.31 Mil. Hence, Value-Holdings AG's Days Payable for the six months ended in Dec. 2025 was 3.23.

The historical rank and industry rank for Value-Holdings AG's Days Payable or its related term are showing as below:

STU:VHO' s Days Payable Range Over the Past 10 Years
Min: 2.67   Med: 11.58   Max: 31.01
Current: 6.45

During the past 13 years, Value-Holdings AG's highest Days Payable was 31.01. The lowest was 2.67. And the median was 11.58.

STU:VHO's Days Payable is ranked worse than
86.14% of 541 companies
in the Capital Markets industry
Industry Median: 91.67 vs STU:VHO: 6.45

Value-Holdings AG's Days Payable declined from Dec. 2023 (14.12) to Dec. 2025 (6.45). It may suggest that Value-Holdings AG accelerated paying its suppliers.


Value-Holdings AG Days Payable Historical Data

* Premium members only.

The historical data trend for Value-Holdings AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Value-Holdings AG Days Payable Chart

Value-Holdings AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.34 11.73 14.12 4.59 6.45

Value-Holdings AG Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 11.73 14.12 4.59 6.45

STU:VHO vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Value-Holdings AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Value-Holdings AG Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Value-Holdings AG's Days Payable distribution charts can be found below:

* The bar in red indicates where Value-Holdings AG's Days Payable falls into.


STU:VHO
61GF Score
Value-Holdings AG STU:VHO
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Value-Holdings AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Value-Holdings AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.065 + 0.052) / 2 ) / 3.31*365
=0.0585 / 3.31*365
=6.45

Value-Holdings AG's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2024 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.065 + 0.052) / 2 ) / 3.31*365 / 2
=0.0585 / 3.31*365 / 2
=3.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 6.45 mean?
Value-Holdings AG (STU:VHO) has a Days Payable of 6.45 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Value-Holdings AG and its competitors. This is 44% below median its historical median of 11.58. Over the past decade, Value-Holdings AG's Days Payable has ranged from 2.67 to 31.01. According to the industry distribution chart, Value-Holdings AG ranks #466 out of 541 companies in the Capital Markets industry, placing it in the top 86.1%.
Is Value-Holdings AG's Days Payable too high?
Value-Holdings AG's current Days Payable of 6.45 is 44% below median its 10-year median of 11.58. Over the past 10 years, this metric has ranged from a low of 2.67 to a high of 31.01. The Capital Markets industry median Days Payable is 91.67. Value-Holdings AG's value of 6.45 is 93% below this industry median. Based on the distribution chart, Value-Holdings AG ranks #466 out of 541 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Value-Holdings AG has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Value-Holdings AG ranks #466 out of 541 companies for Days Payable. This places Value-Holdings AG in the lower half of its industry. The industry median Days Payable is 91.67. Value-Holdings AG's value of 6.45 is 93% below this benchmark. Historically, Value-Holdings AG's own Days Payable has ranged from 2.67 to 31.01 over the past decade. While the company's 10-year median is 11.58 vs. the industry median of 91.67, Value-Holdings AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.67, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Value-Holdings AG's current Days Payable of 6.45 is 93% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Value-Holdings AG and its competitors. For the Capital Markets industry, the median Days Payable is 91.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings AG's current Days Payable is 6.45, which is 44% below median its own 10-year median of 11.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.09, compared to a current price of €7.15 — trading 35.5% below its estimated fair value. The current Days Payable is 6.45, which is 44% below median its 10-year median of 11.58 and 93% below the Capital Markets industry median of 91.67. Value-Holdings AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current Days Payable is 6.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Value-Holdings AG (STU:VHO) Overvalued in 2026?

Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued. The current stock price of €7.15 is trading 35.5% below its estimated GF Value™ of €11.09. GuruFocus considers Value-Holdings AG to be Significantly Undervalued.

Key valuation signals for STU:VHO:

  • Days Payable: 6.45 (44% below median its 10-year median of 11.58)
  • GF Value™: €11.09 vs. price of €7.15 (35.5% below fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 93% below the Capital Markets median (#466 of 541)

No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Value-Holdings AG Business Description

Address Donauworther Strasse 3, Gersthofen, DEU, 86368
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
61GF Score

Get the complete analysis for STU:VHO

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.15
Price
€11.09
GF Value