Value-Holdings AG (STU:VHO) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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STU:VHO Value-Holdings AG STU:VHO
76 GF Score
Price €7.15
GF Value €11.17
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Value-Holdings AG Effective Interest Rate on Debt %?

Value-Holdings AG STU:VHO 76 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates STU:VHO with a GF Score™ of 76/100 and a GF Value™ of €11.17 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Value-Holdings AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.00 Mil. Value-Holdings AG's average total debt for the quarter that ended in Dec. 2025 was €0.00 Mil. Therefore, Value-Holdings AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.


Value-Holdings AG  (STU:VHO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Value-Holdings AG Effective Interest Rate on Debt % Related Terms


Value-Holdings AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Value-Holdings AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Value-Holdings AG Effective Interest Rate on Debt % Chart

Value-Holdings AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 1.33 2.67 0.00 0.00

Value-Holdings AG Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.33 2.67 0.00 0.00

STU:VHO vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Value-Holdings AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Value-Holdings AG Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Value-Holdings AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Value-Holdings AG's Effective Interest Rate on Debt % falls into.


STU:VHO
76GF Score
Value-Holdings AG STU:VHO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Value-Holdings AG Effective Interest Rate on Debt % Calculation

Value-Holdings AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.001/( (0+0)/ 1 )
=-1  *  -0.001/0
=N/A %

where

Value-Holdings AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.001/( (0+0)/ 1 )
=-1  *  -0.001/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Value-Holdings AG (STU:VHO) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Value-Holdings AG and its competitors.
Is Value-Holdings AG's Effective Interest Rate on Debt % too high?
Value-Holdings AG's current Effective Interest Rate on Debt % is 0.00%. Overall, Value-Holdings AG has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's Effective Interest Rate on Debt % compare to MS and GS?
Value-Holdings AG's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Value-Holdings AG and its competitors. Value-Holdings AG's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.17, compared to a current price of €7.15 — trading 36% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Value-Holdings AG's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Value-Holdings AG (STU:VHO) Overvalued in 2026?

Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued. The current stock price of €7.15 is trading 36% below its estimated GF Value™ of €11.17. GuruFocus considers Value-Holdings AG to be Significantly Undervalued.

Key valuation signals for STU:VHO:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: €11.17 vs. price of €7.15 (36% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Value-Holdings AG Business Description

Address Donauworther Strasse 3, Gersthofen, DEU, 86368
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
76GF Score

Get the complete analysis for STU:VHO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.15
Price
€11.17
GF Value