Value-Holdings AG (STU:VHO) ROE % Adjusted to Book Value: 7.73% (As of Dec. 2025)


STU:VHO Value-Holdings AG STU:VHO
61 GF Score
Price €7.15
GF Value €11.09
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Value-Holdings AG ROE % Adjusted to Book Value?

Value-Holdings AG STU:VHO 61 ROE % Adjusted to Book Value is 7.73% as of Dec. 2025. GuruFocus rates STU:VHO with a GF Score™ of 61/100 and a GF Value™ of €11.09 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Value-Holdings AG's ROE % for the quarter that ended in Dec. 2025 was 7.73%. Value-Holdings AG's PB Ratio for the quarter that ended in Dec. 2025 was 1.00. Value-Holdings AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.73%.

Value-Holdings AG ROE % Adjusted to Book Value Related Terms

Value-Holdings AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for Value-Holdings AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Value-Holdings AG ROE % Adjusted to Book Value Chart

Value-Holdings AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.57 5.23 6.10 5.82 7.73

Value-Holdings AG Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.57 5.23 6.10 5.82 7.73

STU:VHO vs MS, GS, SCHW: ROE % Adjusted to Book Value Comparison

For the Capital Markets subindustry, Value-Holdings AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Value-Holdings AG ROE % Adjusted to Book Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Value-Holdings AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Value-Holdings AG's ROE % Adjusted to Book Value falls into.


STU:VHO
61GF Score
Value-Holdings AG STU:VHO
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Value-Holdings AG ROE % Adjusted to Book Value Calculation

Value-Holdings AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.73% / 1.00
=7.73%

Value-Holdings AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.73% / 1.00
=7.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.73% mean?
Value-Holdings AG (STU:VHO) has a ROE % Adjusted to Book Value of 7.73% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Value-Holdings AG and its competitors.
Is Value-Holdings AG's ROE % Adjusted to Book Value too high?
Value-Holdings AG's current ROE % Adjusted to Book Value is 7.73%. Overall, Value-Holdings AG has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's ROE % Adjusted to Book Value compare to MS and GS?
Value-Holdings AG's ROE % Adjusted to Book Value of 7.73% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Capital Markets company?
A good ROE % Adjusted to Book Value depends on the Capital Markets industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Value-Holdings AG and its competitors. Value-Holdings AG's current ROE % Adjusted to Book Value is 7.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.09, compared to a current price of €7.15 — trading 35.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.73%. Value-Holdings AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current ROE % Adjusted to Book Value is 7.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Value-Holdings AG (STU:VHO) Overvalued in 2026?

Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued. The current stock price of €7.15 is trading 35.5% below its estimated GF Value™ of €11.09. GuruFocus considers Value-Holdings AG to be Significantly Undervalued.

Key valuation signals for STU:VHO:

  • ROE % Adjusted to Book Value: 7.73%
  • GF Value™: €11.09 vs. price of €7.15 (35.5% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Value-Holdings AG Business Description

Address Donauworther Strasse 3, Gersthofen, DEU, 86368
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
61GF Score

Get the complete analysis for STU:VHO

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.15
Price
€11.09
GF Value