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Value-Holdings AGSTU:VHO 75 Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus rates STU:VHO with a GF Score™ of 75/100 and a GF Value™ of €11.23 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 422 Capital Markets companies, Value-Holdings AG ranks worse than 236966.59% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Value-Holdings AG's Debt-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest Debt-to-EBITDA Ratio of Value-Holdings AG was 3.95. The lowest was 0.00. And the median was 0.49.
STU:VHO's Debt-to-EBITDA is not ranked *
in the Capital Markets industry.
Industry Median: 1.54 * Ranked among companies with meaningful Debt-to-EBITDA only.
Value-Holdings AG (STU:VHO) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Value-Holdings AG Debt-to-EBITDA Related Terms
Value-Holdings AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Value-Holdings AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:VHO vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Value-Holdings AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Value-Holdings AG Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Value-Holdings AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Value-Holdings AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
Value-Holdings AG (STU:VHO) has a Debt-to-EBITDA of 0.00 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Value-Holdings AG. According to the industry distribution chart, Value-Holdings AG ranks #999999 out of 422 companies in the Capital Markets industry.
Is Value-Holdings AG's Debt-to-EBITDA too high?
Value-Holdings AG's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Value-Holdings AG ranks #999999 out of 422 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Value-Holdings AG has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Value-Holdings AG ranks #999999 out of 422 companies for Debt-to-EBITDA. This places Value-Holdings AG in the lower half of its industry. The industry median Debt-to-EBITDA is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Value-Holdings AG. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings AG's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.23, compared to a current price of €7.15 — trading 36.3% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Value-Holdings AG's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Value-Holdings AG (STU:VHO) Overvalued in 2026?
Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued.
The current stock price of €7.15 is trading 36.3% below its estimated GF Value™ of €11.23.
GuruFocus considers Value-Holdings AG to be Significantly Undervalued.
Key valuation signals for STU:VHO:
Debt-to-EBITDA: 0.00
GF Value™: €11.23 vs. price of €7.15 (36.3% below fair value)
No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
75GF Score
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