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Value-Holdings AGSTU:VHO +9.86%76 Equity-to-Asset is 0.98 as of Dec. 2025, which is 4% above its 10-year median of 0.94. GuruFocus rates STU:VHO with a GF Score™ of 76/100 and a GF Value™ of €11.40 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 812 Capital Markets companies, Value-Holdings AG ranks better than 94.33% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Value-Holdings AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €16.25 Mil. Value-Holdings AG's Total Assets for the quarter that ended in Dec. 2025 was €16.60 Mil.
Therefore, Value-Holdings AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.98.
The historical rank and industry rank for Value-Holdings AG's Equity-to-Asset or its related term are showing as below:
STU:VHO'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.88 Med: 0.94 Max: 0.98
Current: 0.98
During the past 13 years, the highest Equity to Asset Ratio of Value-Holdings AG was 0.98. The lowest was 0.88. And the median was 0.94.
STU:VHO's Equity-to-Asset is ranked better than 94.33% of 812
companies
in the Capital Markets industry
Industry Median: 0.505
vs STU:VHO: 0.98
Value-Holdings AG (STU:VHO) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Value-Holdings AG Equity-to-Asset Related Terms
Value-Holdings AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Value-Holdings AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:VHO vs MS, GS, SCHW: Equity-to-Asset Comparison
For the Capital Markets subindustry, Value-Holdings AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Value-Holdings AG Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Value-Holdings AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Value-Holdings AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Value-Holdings AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Value-Holdings AG (STU:VHO) has a Equity-to-Asset of 0.98 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Value-Holdings AG and its competitors. This is near median its historical median of 0.94. Over the past decade, Value-Holdings AG's Equity-to-Asset has ranged from 0.88 to 0.98. According to the industry distribution chart, Value-Holdings AG ranks #46 out of 812 companies in the Capital Markets industry, placing it in the top 5.7%.
Is Value-Holdings AG's Equity-to-Asset too high?
Value-Holdings AG's current Equity-to-Asset of 0.98 is near median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 0.98. The Capital Markets industry median Equity-to-Asset is 0.51. Value-Holdings AG's value of 0.98 is 94.1% above this industry median. Based on the distribution chart, Value-Holdings AG ranks #46 out of 812 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Value-Holdings AG has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's Equity-to-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Value-Holdings AG ranks #46 out of 812 companies for Equity-to-Asset. This places Value-Holdings AG in the top 6% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.51. Value-Holdings AG's value of 0.98 is 94.1% above this benchmark. Historically, Value-Holdings AG's own Equity-to-Asset has ranged from 0.88 to 0.98 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 0.51, Value-Holdings AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.51, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Value-Holdings AG's current Equity-to-Asset of 0.98 is 94.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Value-Holdings AG and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings AG's current Equity-to-Asset is 0.98, which is near median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.40, compared to a current price of €7.80 — trading 31.6% below its estimated fair value. The current Equity-to-Asset is 0.98, which is near median its 10-year median of 0.94 and 94.1% above the Capital Markets industry median of 0.51. Value-Holdings AG's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current Equity-to-Asset is 0.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Value-Holdings AG (STU:VHO) Overvalued in 2026?
Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued.
The current stock price of €7.80 is trading 31.6% below its estimated GF Value™ of €11.40.
GuruFocus considers Value-Holdings AG to be Significantly Undervalued.
Key valuation signals for STU:VHO:
Equity-to-Asset: 0.98 (near median its 10-year median of 0.94)
GF Value™: €11.40 vs. price of €7.80 (31.6% below fair value)
Industry Position: 94.1% above the Capital Markets median (#46 of 812)
No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
76GF Score
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