Value-Holdings AGSTU:VHO 61 ROE % is 7.73% as of Dec. 2025, which is 31% above its 10-year median of 5.91. GuruFocus rates STU:VHO with a GF Score™ of 61/100 and a GF Value™ of €11.09 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 793 Capital Markets companies, Value-Holdings AG ranks better than 55.36% on this metric.
The historical rank and industry rank for Value-Holdings AG's ROE % or its related term are showing as below:
STU:VHO'
s ROE % Range Over the Past 10 Years
Min: 2.02 Med: 5.91 Max: 24.82
Current: 7.73
During the past 13 years, Value-Holdings AG's highest ROE % was 24.82%. The lowest was 2.02%. And the median was 5.91%.
STU:VHO's ROE % is ranked better than 55.36% of 793
companies
in the Capital Markets industry
Industry Median: 6.01
vs STU:VHO: 7.73
Value-Holdings AG (STU:VHO) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Value-Holdings AG ROE % Related Terms
Value-Holdings AG ROE % Historical Data
* Premium members only.
The historical data trend for Value-Holdings AG's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Value-Holdings AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Value-Holdings AG ROE % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Value-Holdings AG's ROE % distribution charts can be found below:
* The bar in red indicates where Value-Holdings AG's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Value-Holdings AG (STU:VHO) has a ROE % of 7.73% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Value-Holdings AG and its competitors. This is 31% above median its historical median of 5.91. Over the past decade, Value-Holdings AG's ROE % has ranged from 2.02 to 24.82. According to the industry distribution chart, Value-Holdings AG ranks #354 out of 793 companies in the Capital Markets industry, placing it in the top 44.6%.
Is Value-Holdings AG's ROE % too high?
Value-Holdings AG's current ROE % of 7.73% is 31% above median its 10-year median of 5.91. Over the past 10 years, this metric has ranged from a low of 2.02 to a high of 24.82. The Capital Markets industry median ROE % is 6.01. Value-Holdings AG's value of 7.73% is 28.6% above this industry median. Based on the distribution chart, Value-Holdings AG ranks #354 out of 793 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Value-Holdings AG has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Value-Holdings AG ranks #354 out of 793 companies for ROE %. This puts Value-Holdings AG in the upper half of its industry. The industry median ROE % is 6.01. Value-Holdings AG's value of 7.73% is 28.6% above this benchmark. Historically, Value-Holdings AG's own ROE % has ranged from 2.02 to 24.82 over the past decade. While the company's 10-year median is 5.91 vs. the industry median of 6.01, Value-Holdings AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.01, based on 793 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Value-Holdings AG's current ROE % of 7.73% is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Value-Holdings AG and its competitors. For the Capital Markets industry, the median ROE % is 6.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings AG's current ROE % is 7.73%, which is 31% above median its own 10-year median of 5.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.09, compared to a current price of €7.15 — trading 35.5% below its estimated fair value. The current ROE % is 7.73%, which is 31% above median its 10-year median of 5.91 and 28.6% above the Capital Markets industry median of 6.01. Value-Holdings AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current ROE % is 7.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Value-Holdings AG (STU:VHO) Overvalued in 2026?
Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued.
The current stock price of €7.15 is trading 35.5% below its estimated GF Value™ of €11.09.
GuruFocus considers Value-Holdings AG to be Significantly Undervalued.
Key valuation signals for STU:VHO:
ROE %: 7.73% (31% above median its 10-year median of 5.91)
GF Value™: €11.09 vs. price of €7.15 (35.5% below fair value)
Industry Position: 28.6% above the Capital Markets median (#354 of 793)
No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
61GF Score
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