Hotai Finance CoTPE:6592 +3.90%86 Days Payable is 24.76 as of Dec. 2025, which is 24% below its 10-year median of 32.62. GuruFocus rates TPE:6592 with a GF Score™ of 86/100 and a GF Value™ of NT$81.32 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 300 Credit Services companies, Hotai Finance Co ranks worse than 55% on this metric.
The historical rank and industry rank for Hotai Finance Co's Days Payable or its related term are showing as below:
TPE:6592'
s Days Payable Range Over the Past 10 Years
Min: 18.49 Med: 32.62 Max: 86.12
Current: 25.32
During the past 10 years, Hotai Finance Co's highest Days Payable was 86.12. The lowest was 18.49. And the median was 32.62.
TPE:6592's Days Payable is ranked worse than 55% of 300
companies
in the Credit Services industry
Industry Median: 33.92
vs TPE:6592: 25.32
Hotai Finance Co's Days Payable
declined
from Dec. 2024 (25.51) to Dec. 2025 (24.76).
It may suggest that Hotai Finance Coaccelerated paying its suppliers.
Hotai Finance Co Days Payable Related Terms
Hotai Finance Co Days Payable Historical Data
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The historical data trend for Hotai Finance Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hotai Finance Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hotai Finance Co Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hotai Finance Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Hotai Finance Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Hotai Finance Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hotai Finance Co (TPE:6592) has a Days Payable of 24.76 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hotai Finance Co and its competitors. This is 24% below median its historical median of 32.62. Over the past decade, Hotai Finance Co's Days Payable has ranged from 18.49 to 86.12. According to the industry distribution chart, Hotai Finance Co ranks #165 out of 300 companies in the Credit Services industry, placing it in the top 55%.
Is Hotai Finance Co's Days Payable too high?
Hotai Finance Co's current Days Payable of 24.76 is 24% below median its 10-year median of 32.62. Over the past 10 years, this metric has ranged from a low of 18.49 to a high of 86.12. The Credit Services industry median Days Payable is 33.92. Hotai Finance Co's value of 24.76 is 27% below this industry median. Based on the distribution chart, Hotai Finance Co ranks #165 out of 300 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hotai Finance Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hotai Finance Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Hotai Finance Co ranks #165 out of 300 companies for Days Payable. This places Hotai Finance Co in the lower half of its industry. The industry median Days Payable is 33.92. Hotai Finance Co's value of 24.76 is 27% below this benchmark. Historically, Hotai Finance Co's own Days Payable has ranged from 18.49 to 86.12 over the past decade. While the company's 10-year median is 32.62 vs. the industry median of 33.92, Hotai Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.92, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hotai Finance Co's current Days Payable of 24.76 is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hotai Finance Co and its competitors. For the Credit Services industry, the median Days Payable is 33.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hotai Finance Co's current Days Payable is 24.76, which is 24% below median its own 10-year median of 32.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hotai Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Hotai Finance Co (TPE:6592) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$81.32, compared to a current price of NT$61.30 — trading 24.6% below its estimated fair value. The current Days Payable is 24.76, which is 24% below median its 10-year median of 32.62 and 27% below the Credit Services industry median of 33.92. Hotai Finance Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Hotai Finance Co (TPE:6592), the current Days Payable is 24.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hotai Finance Co (TPE:6592) Overvalued in 2026?
Based on GuruFocus' analysis, Hotai Finance Co stock appears to be undervalued.
The current stock price of NT$61.30 is trading 24.6% below its estimated GF Value™ of NT$81.32.
GuruFocus considers Hotai Finance Co to be Modestly Undervalued.
Key valuation signals for TPE:6592:
Days Payable: 24.76 (24% below median its 10-year median of 32.62)
GF Value™: NT$81.32 vs. price of NT$61.30 (24.6% below fair value)
Industry Position: 27% below the Credit Services median (#165 of 300)
No single metric tells the full story. See the TPE:6592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hotai Finance Co Ltd is a Taiwan-based full-service financing company. It is engaged in the installment sales and leases of vehicles and equipment. The company offers products and services such as an Installment loan for a new car, used car, motorcycle & scooter, and others. The company's geographical segment consists of Taiwan and China. The company generates the majority of its revenue from Taiwan.
86GF Score
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